416 Cook Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 416 Cook Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1949
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Nov 2013)
Tax Bill	$8,739 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00197-0000-00039`

Property Details

APN / Parcel Number

Primary APN	`10-00197-0000-00039`
Alternative APN	`100019700039`

Interior

Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	416 COOK AVE
City	MIDDLESEX
State	NJ
Zip	08846-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Description	50X100 39-A
Legal Subdivision	WATCHUNG ESTATES
Legal Block	197
Legal Lot Number	39
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1021
Census Tract	102

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 COOK AVE, MIDDLESEX, NJ 08846-2003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2013 · Amount on Record
Deed Sale	Nov 19, 2013 · Amount on Record
Prior Sale	Aug 11, 2006 · Amount on Record
Deed Document Number	2013625
Deed Book / Page	6520 / 327
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	416 COOK AVE, MIDDLESEX, NJ 08846-2003
Document Number	0000086647
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 COOK AVE MIDDLESEX NJ 088462003, MIDDLESEX, NJ 08846-2003

Mortgage

Document Number	0000086647
Date	Sep 15, 2020
Book Page	018029/000631
Instrument	86647

Lender

Name	SOMERSET SVGS BK S & L ASSN
Address	BOUND BROOK, NJ 08805

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 14, 2035

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$441,100 (+7.01%) Land $134,800 Building $306,300	$441,100 (+7.01%) Land $134,800 Building $306,300
2025	$8,739.00 (+11.97%)	$412,200 (+22.21%) Land $134,800 Building $277,400	$412,200 (+22.21%) Land $134,800 Building $277,400
2024	$7,805.00 (+13.21%)
2023		$337,300 Land $134,800 Building $202,500	$337,300 Land $134,800 Building $202,500
2022	$6,894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20