412 Cook Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 412 Cook Ave, Middlesex, NJ 08846

Property Summary

Property TypeSingle Family Home
Details1,308 sqft · built 1949
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$331,000 (Sep 2007)
Tax Bill$9,479 (2025)
Deeds & MortgagesJul 2019 Loan Modification
Feb 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN10-00197-0000-00040

Property Details

APN / Parcel Number

Primary APN10-00197-0000-00040
Alternative APN
  • 100019700040

Interior

Stories1 Story
Building Area1,308 sqft Living Area
1st Floor Area1,308 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Street Address412 COOK AVE
CityMIDDLESEX
StateNJ
Zip08846-2003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR50
Legal Description50X100
Legal SubdivisionINCL
Legal Block197
Legal Lot Number40
JurisdictionMIDDLESEX NJ
Township / Civil DivisionMIDDLESEX
Census Block Group1
Census Block1021
Census Tract102

Owner

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address412 COOK AVE, MIDDLESEX, NJ 08846-2003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2019Loan Modification, Mortgage · Conventional with PMI
WELLS FARGO BK
Feb 21, 2017Loan Modification, Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 12, 2007 · Amount on Record
Deed SaleSep 12, 2007 · Amount on Record
Prior SaleOct 9, 1998 · Amount on Record
Deed Document Number200714249
Deed Book / Page5868 / 141
Record UpdatedSep 20, 2026

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMIDDLESEX NJ
Property Address412 COOK AVE, MIDDLESEX, NJ 08846-2003
Document Number0000064943
Instrument DateJul 12, 2019
Transaction TypeMortgage
Record UpdatedAug 28, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 COOK AVE MIDDLESEX NJ 088462003, MIDDLESEX, NJ 08846-2003

Mortgage

Document Number0000064943
DateAug 14, 2019
Book Page017586/001298
Instrument64943
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term480 Months
DueAug 13, 2059
Interest
Rate3.5%

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMIDDLESEX NJ
Property Address412 COOK AVE, MIDDLESEX, NJ 08846-2003
Document Number0000000386
Instrument DateFeb 21, 2017
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 COOK AVE MIDDLESEX NJ 088462003, MIDDLESEX, NJ 08846-2003

Mortgage

Document Number0000000386
DateMar 30, 2017
Book Page000248/000014
Instrument386
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
AmountAmount Recorded
Term480 Months
DueMar 29, 2057
Interest
Rate3.5%

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityMiddlesex Borough
Unified School DistrictMiddlesex Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$458,900 (+2.64%) Land $134,800 Building $324,100$458,900 (+2.64%) Land $134,800 Building $324,100
2025$9,479.00 (+2.59%)$447,100 (+11.97%) Land $134,800 Building $312,300$447,100 (+11.97%) Land $134,800 Building $312,300
2024$9,240.00 (-3.89%)
2023$399,300 Land $134,800 Building $264,500$399,300 Land $134,800 Building $264,500
2022$9,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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