Black Hawk County property record for 416 Colby Rd, Waterloo, IA 50701
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3.5 ba · 1,476 sqft · built 1974 |
| Lot Size | 0.301 acres (13,090 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Oct 2024) |
| Tax Bill | $5,528 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-04-253-002 |
| Primary APN | 8813-04-253-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 12 Rooms |
| Building Area | 1,476 sqft Total Area |
| 1st Floor Area | 1,476 sqft |
| Basement Area | 1,476 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 1,476 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Duplex Single |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,090 sqft (0.301 acres) |
| Lot Dimensions | 119 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 120 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 416 COLBY RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-5106 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SOUTHGATE THIRD ADDITION LOT 55 |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 04 |
| Legal Subdivision | SOUTHGATE THIRD ADDITION |
| Legal Lot Number | 55 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1302 |
416 Colby Rd, a duplex, is owned by two individuals who bought it in October 2024.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2026 BOXWOOD DR, CEDAR FALLS, IA 50613-7949 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2024 · Amount on File |
| Deed Sale | Oct 4, 2024 · Amount on File |
| Deed Document Number | 202421381 |
| Prior Transfer Date | Aug 29, 2023 |
| Prior Transfer Doc | 0000003029 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 30, 2023 |
| Property Address | 416 COLBY RD, WATERLOO, IA 50701-5106 |
| Document Number | 202400003029 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 202400003029 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5140 SOUTHFORK LN, WATERLOO, IA 50701-9570 |
The 2025 property tax bill for 416 Colby Rd was $5,528, up 33.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,528.00 (+33.14%) | $270,840 Land $38,000 Building $232,840 | $270,840 Land $38,000 Building $232,840 |
| 2024 | $4,152.00 | ||
| 2023 | $191,370 (+17.01%) Land $38,000 Building $153,370 | $191,370 Land $38,000 Building $153,370 | |
| 2022 | $3,592.00 | $163,550 Land $38,000 Building $125,550 | |
| 2021 | $163,550 Land $38,000 Building $125,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 416 Colby Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 416 Colby Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: T-Mobile, Verizon.
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