Black Hawk County property record for 641 Colby Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,672 sqft · built 1974 |
| Lot Size | 0.218 acres (9,477 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Apr 2025) |
| Tax Bill | $5,216 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-04-426-001 |
| Primary APN | 8813-04-426-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| 1st Floor Area | 1,132 sqft |
| Basement Area | 1,132 sqft |
| Finished Basement | 375 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,477 sqft (0.218 acres) |
| Lot Dimensions | 81 ft deep x 117 ft wide |
| Garage Type | Attached |
| Garage Area | 1,032 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 193 sqft |
| Patio Area | 193 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 641 COLBY RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-5109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHRIDGE LOT 1 |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 04 |
| Legal Subdivision | SOUTHRIDGE |
| Legal Lot Number | 1 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1302 |
641 Colby Rd is owned and occupied by two individuals who bought it in April 2025.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 641 COLBY RD, WATERLOO, IA 50701-5109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2025 · Amount on File |
| Deed Sale | Apr 16, 2025 · Amount on File |
| Deed Document Number | 20255050 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 641 Colby Rd was $5,216 with a homeowner's exemption, up 16.3% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,216.00 (+16.32%) Homeowner's exemption | $266,470 Land $30,630 Building $235,840 | $266,470 Land $30,630 Building $235,840 |
| 2024 | $4,484.00 | ||
| 2023 | $230,670 (+21.97%) Land $30,630 Building $200,040 | $230,670 Land $30,630 Building $200,040 | |
| 2022 | $3,958.00 Homeowner's exemption | $189,120 Land $30,630 Building $158,490 | |
| 2021 | $189,120 Land $30,630 Building $158,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 641 Colby Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 641 Colby Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: T-Mobile, Verizon.
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