Cape May County and Lower Township property record for 416 Chatam Dr, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 1,462 sqft · built 1986 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $339,900 (Oct 2018) |
| Tax Bill | $5,536 (2024) |
| Deeds & Mortgages | Aug 2026 Line of Credit Feb 2023 Reverse Mortgage + 4 more |
| APN | 05-00753-14-00009 |
| Primary APN | 05-00753-14-00009 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,462 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 416 CHATAM DR |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-4244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WATERSIDE |
| Legal Block | 753 |
| Legal Lot Number | 9 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 21702 |
416 Chatam Dr is owned and occupied by an individual who bought it in October 2018.
Source: Cape May County and Lower Township records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 416 CHATAM DR, CAPE MAY, NJ 08204-4244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Feb 23, 2023 | Deed of Trust, Mortgage · Reverse Mortgage PNC BANK NA |
| Mar 9, 2021 | Deed of Trust, Mortgage · VA Mortgage PNC BK |
| Aug 3, 2020 | Deed of Trust, Mortgage · VA Mortgage PNC BK |
| Oct 23, 2018 | Grant Deed, Transfer · VA Mortgage PNC BK |
| Jul 10, 2018 | Grant Deed, Transfer SHORE TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2018 · Amount on File |
| Deed Sale | Oct 23, 2018 · Amount on File |
| Prior Sale | Jul 10, 2018 · Amount on File |
| Deed Document Number | 201872322 |
| Deed Book / Page | 3820 / 72 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Aug 31, 2026 |
| Property Address | 416 CHATAM DR, CAPE MAY, NJ 08204-4244 |
| Document Number | 0000106169 |
| Book / Page | 6940 / 286 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 2026106169 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Title Company | VISIONET SYSTEMS INC, VISIONET SYSTEMS |
| Name | Verified Name |
|---|---|
| Address | 416 CHATAM DR, CAPE MAY, NJ 08204-4244 |
| Document Number | 0000106169, |
|---|---|
| Date | Aug 31, 2026 |
| Book Page | 6940/286 |
| Instrument | 2026106169 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 21, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 416 CHATAM DR, CAPE MAY, NJ 08204-4244 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003854 |
|---|---|
| Date | Feb 23, 2023 |
| Book Page | M6627/816 |
| Instrument | 2023003854 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Feb 13, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 416 CHATAM DR, CAPE MAY, NJ 08204-4244 |
| Document Number | 0009610250 |
| Instrument Date | Mar 9, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Title Company | NATIONAL LINK |
| Name | Verified Name |
|---|---|
| Address | 416 CHATAM DR CAPE MAY NJ 082044244, CAPE MAY, NJ 08204-4244 |
| Document Number | 0009610250 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 000961/000250 |
| Instrument | 11962 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 8, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 416 CHATAM DR, CAPE MAY, NJ 08204-4244 |
| Document Number | 0062240669 |
| Instrument Date | Aug 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 416 CHATAM DR CAPE MAY NJ 082044244, CAPE MAY, NJ 08204-4244 |
| Document Number | 0062240669 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 006224/000669 |
| Instrument | 25323 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 12, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Oct 23, 2018 |
| Property Address | 416 CHATAM DR, CAPE MAY, NJ 08204-4244 |
| Document Number | 0038200072 |
| Book / Page | 003820 / 000072 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 72322 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $339.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2702 GRANT AVE GLENSIDE PA 19038, GLENSIDE, PA 19038 |
| Document Number | 60110925 |
|---|---|
| Date | Oct 23, 2018 |
| Book Page | 006011/000925 |
| Instrument | 72324 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jul 10, 2018 |
| Property Address | 416 CHATAM DR, CAPE MAY, NJ 08204-4244 |
| Document Number | 0038010997 |
| Book / Page | 003801 / 000997 |
| Instrument Date | Jul 2, 2018 |
| Instrument | 61162 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Title Company | SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7690 HURON ST PHILADELPHIA PA 19118, PHILADELPHIA, PA 19118 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $273,000 (-) Land $130,000 Building $143,000 | $273,000 (-) Land $130,000 Building $143,000 | |
| 2025 | $273,000 Land $130,000 Building $143,000 | $273,000 Land $130,000 Building $143,000 | |
| 2024 | $5,536.00 | ||
| 2023 | $273,000 Land $130,000 Building $143,000 | $273,000 Land $130,000 Building $143,000 | |
| 2022 | $5,290.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 416 Chatam Dr; there have been 13 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 70 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 70 in force |
| Nearby Flood Claims | 13 (1985–2012) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 416 Chatam Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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