415 Chatam Dr, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 415 Chatam Dr, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	1,586 sqft · built 1988
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jun 2011)
Tax Bill	$5,309 (2024)
Deeds & Mortgages	Jan 2021 Mortgage
APN	`05-00753-13-00008`

Property Details

APN / Parcel Number

Primary APN	`05-00753-13-00008`
Alternative APN	`0500753001300008`

Interior

Stories	1 Story
Building Area	1,586 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	415 CHATAM DR
City	CAPE MAY
State	NJ
Zip	08204-4245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TRANQUILITY PARK SEC 02 & 03
Legal Block	753
Legal Lot Number	8
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	3
Census Block	3015
Census Tract	21702

Owner

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 CHATAM DR, CAPE MAY, NJ 08204-4245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2011 · Amount on Record
Deed Sale	Jun 4, 2011 · Amount on Record
Deed Document Number	201147
Deed Book / Page	3456 / 997
Prior Transfer Date	Jan 14, 2011
Prior Transfer Doc	0000000137
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	415 CHATAM DR, CAPE MAY, NJ 08204-4245
Document Number	0064000274
Instrument Date	Jan 19, 2021
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	PUNCTUAL ABSTRACT COMPANY INC, PUNCTUAL ABSTRACT CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 CHATAM DR CAPE MAY NJ 082044245, CAPE MAY, NJ 08204-4245

Mortgage

Document Number	0064000274
Date	May 25, 2021
Book Page	006400/000274
Instrument	25722

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROI T, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 24, 2041

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,800 (-) Land $130,000 Building $131,800	$261,800 (-) Land $130,000 Building $131,800
2025		$261,800 (-) Land $130,000 Building $131,800	$261,800 (-) Land $130,000 Building $131,800
2024	$5,309.00 (+4.65%)
2023		$261,800 Land $130,000 Building $131,800	$261,800 Land $130,000 Building $131,800
2022	$5,073.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	13 (1985–2012)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Coastal Storm, Jan 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20