St. Johns County property record for 416 Central St, Saint Augustine, FL 32095 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,623 sqft Living Area |
| Lot Size | 3,920 sqft (0.09 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $585,000 (2024) |
| Tax Bill | $10,175.00 (2025) |
| Primary APN | 072078-3050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Building Area | 2,623 sqft Living Area |
| Gross Area | 3,103 sqft Gross Area |
| 1st Floor | 1,036 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,920 sqft (0.09 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Porch Area | 408 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 416 CENTRAL ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-6824 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 51/19-20 MARSHALL CREEK DRI VILLAGE CENTER UNIT 3 LOT 5 OR5995/548 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 53 |
| Legal Subdivision | MARSHALL CREEK DRI VILLAGE CENTER UNIT 3 |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 4 |
| Census Block | 4035 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 072078-3050
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 416 CENTRAL ST, SAINT AUGUSTINE, FL 32095-6824 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jan 12, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2024 · Amount on Record |
| Deed Sale | Jul 31, 2024 · Amount on Record |
| Prior Sale | Oct 25, 2021 · Amount on Record |
| Deed Doc Number | 202460150 |
| Deed Book / Page | 5995 / 548 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 416 CENTRAL ST, SAINT AUGUSTINE, FL 32095-6824 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 416 CENTRAL ST, SAINT AUGUSTINE, FL 32095-6824 |
| Document Number | 0056940487 |
|---|---|
| Date | Jan 12, 2023 |
| Book Page | 5694/487 |
| Instrument | 2023003176 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 20, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 25, 2021 |
| Property Address | 416 CENTRAL ST, SAINT AUGUSTINE, FL 32095-6824 |
| Document Number | 0054020533 |
| Book / Page | 5402 / 533 |
| Map Reference | MB 51 PG 19&20 |
| Instrument Date | Oct 08, 2021 |
| Instrument | 2021115938 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,220.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3742 PLANTERS CREEK CIR W, JACKSONVILLE, FL 32224-7660 |
| Name | Verified Name |
|---|---|
| Address | 416 CENTRAL ST, SAINT AUGUSTINE, FL 32095-6824 |
| Document Number | 0005402535 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 5402/535 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 416 CENTRAL ST, SAINT AUGUSTINE, FL 32095-6824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0045680949 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 4568/0949 |
| Instrument | 2018044447 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $507,305 (-0.45%) Land $110,000 Building $397,305 | $507,305 (-0.45%) Land $110,000 Building $397,305 | |
| 2025 | $10,175.00 (+13.5%) Homeowner's exemption | $509,613 (+10.24%) | $509,613 (+8.06%) Land $100,000 Building $409,613 |
| 2024 | $8,965.00 (+3.32%) Homeowner's exemption | $462,266 (+3%) | $471,600 (+5.08%) Land $100,000 Building $371,600 |
| 2023 | $8,677.00 (-4.29%) Homeowner's exemption | $448,802 (-5.9%) | $448,802 (-5.9%) Land $90,000 Building $358,802 |
| 2022 | $9,066.00 Homeowner's exemption | $476,930 | $476,930 Land $70,000 Building $406,930 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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