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408 Central St, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 408 Central St, Saint Augustine, FL 32095 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,240 sqft · built 2005
Lot Size0.11 acres (4,791 sqft)
OwnerIndividual Name on File
Last Sale$511,000 (Aug 2022)
Tax Bill$9,213 (2025)
Deeds & MortgagesAug 2022 Sale
Mar 2018 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN072078-3030

Property Details

APN / Parcel Number

Primary APN072078-3030

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,240 sqft Living Area
Gross Area2,672 sqft
1st Floor Area1,404 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,791 sqft (0.11 acres)
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area388 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address408 CENTRAL ST
CitySAINT AUGUSTINE
StateFL
Zip32095-6824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description51/19-20 MARSHALL CREEK DRI VILLAGE CENTER UNIT 3 LOT 3 OR5616/281
Legal Range29E
Legal Township05S
Legal Section53
Legal SubdivisionMARSHALL CREEK DRI VILLAGE CENTER UNIT 3
Legal Block4
Legal Lot Number3
Legal Unit3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4035
Census Tract20606

Owner

Source: St. Johns County records · APN 072078-3030

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address408 CENTRAL ST, SAINT AUGUSTINE, FL 32095-6824
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Warranty Deed, Transfer
GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC
Mar 05, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 08, 2017Quit Claim Deed, Transfer
LAND TITLE/AMERICA INC
Dec 01, 2017Special Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC
Mar 02, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 15, 2022 · Amount on Record
Deed SaleAug 15, 2022 · Amount on Record
Prior SaleDec 01, 2017 · Amount on Record
Deed Document Number202278590
Deed Book / Page5616 / 281
Prior Transfer DateNov 29, 2017
Prior Transfer Doc0044731753
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 15, 2022
Property Address408 CENTRAL ST, SAINT AUGUSTINE, FL 32095-6824
Document Number0056160281
Book / Page5616 / 281
Map ReferenceMB 51 PG 19&20
Instrument DateAug 05, 2022
Instrument2022078590
Transaction TypeTransfer
Record UpdatedAug 29, 2022
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$3,577.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address65 FULLERWOOD DR, 65, SAINT AUGUSTINE, FL 32084-2167

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 CENTRAL ST, SAINT AUGUSTINE, FL 32095-6824

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateMar 05, 2018
Property Address408 CENTRAL ST, SAINT AUGUSTINE, FL 32095-6824
Document Number0045111437
Book / Page004511 / 001437
Instrument DateMar 02, 2018
Instrument14559
Transaction TypeTransfer
Record UpdatedMar 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address225 PINEHURST POINTE DR ST AUGUSTINE FL 320923703, ST AUGUSTINE, FL 32092-3703

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateDec 08, 2017
Property Address408 CENTRAL ST, SAINT AUGUSTINE, FL 32095-6824
Document Number0044731753
Book / Page004473 / 001753
Instrument DateNov 29, 2017
Instrument83111
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyLAND TITLE/AMERICA INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address225 PINEHURST POINTE DR ST AUGUSTINE FL 320923703, ST AUGUSTINE, FL 32092-3703

December 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateDec 01, 2017
Property Address408 CENTRAL ST, SAINT AUGUSTINE, FL 32095-6824
Document Number0044701234
Book / Page4470 / 1234
Map ReferenceMB51 PG19&20
Instrument DateNov 09, 2017
Instrument2017081516
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,962.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address249 5TH AVE, 249, PITTSBURGH, PA 15222-2707

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 PINEHURST POINTE DR, SAINT AUGUSTINE, FL 32092-3703

Mortgage

Document Number2017081517
DateDec 01, 2017
Instrument2017081517
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2047

March 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionST JOHNS FL
Recording DateMar 02, 2017
Property Address408 CENTRAL ST, SAINT AUGUSTINE, FL 32095-6824
Document Number0043381552
Book / Page004338 / 001552
Instrument DateFeb 17, 2017
Instrument15037
Transaction TypeForeclosure
Record UpdatedMar 09, 2017

Transaction

AmountAmount Recorded
Tax$1,684.20
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address10407 CENTURION PKWY N #200 JACKSONVILLE FL 322560544, 200, JACKSONVILLE, FL 32256-0544

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$449,990 (+2.7%)$470,743 (+2.9%) Land $110,000 Building $360,743
2025$9,213.00 (+8.3%) Homeowner's exemption$438,160 (+5.99%)$457,460 (+10.66%) Land $100,000 Building $357,460
2024$8,507.00 (+3.39%)
2023$8,228.00 (+2.26%) Homeowner's exemption$413,409 (-5.11%)$413,409 (-5.11%) Land $90,000 Building $323,409
2022$8,046.00$435,662$435,662 Land $70,000 Building $365,662

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206064, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 249 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies249 in force
Nearby Flood Claims3 (2016–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2022, rainfall accumulation, Hurricane Nicole

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 4,762 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 219 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityFiber2,000 / 2,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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