416 Center Ave, Spring Valley, MN 55975 Property Records

Fillmore County property record for 416 Center Ave, Spring Valley, MN 55975

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,206 sqft · built 1902
Lot Size	0.231 acres (10,064 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Apr 2022)
Tax Bill	$2,992 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36.0609.000`

Property Details

APN / Parcel Number

Primary APN	`36.0609.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,206 sqft Heated Area
Gross Area	1,008 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1929
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	10,064 sqft (0.231 acres)
Lot Dimensions	148 ft deep x 68 ft wide
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	416 CENTER AVE
City	SPRING VALLEY
State	MN
Zip	55975-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRISWOLD & WARNERS ADDITION LOT-001 BLOCK-002 LOT 1 BLK 2 GRISWOLD & WARNERS ADDITION
Legal Subdivision	GRISWOLD & WARNERS ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	FILLMORE MN
Township / Civil Division	SPRING VALLEY
Census Block Group	3
Census Block	3019
Census Tract	960300

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 CENTER AVE, SPRING VALLEY, MN 55975-1502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Warranty Deed, Transfer · FHA Mortgage BELL BANK
Jun 12, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2022 · Amount on Record
Deed Sale	Apr 15, 2022 · Amount on Record
Prior Sale	Jun 12, 2019 · Amount on Record
Deed Document Number	20221399748
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Apr 28, 2022
Property Address	416 CENTER AVE, SPRING VALLEY, MN 55975-1502
Document Number	0000437974
Instrument Date	Apr 12, 2022
Instrument	437974
Transaction Type	Transfer
Record Updated	May 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 CENTER AVE, SPRING VALLEY, MN 55975-1502

Mortgage

Document Number	0000437975
Date	Apr 28, 2022
Instrument	437975

Lender

Name	BELL BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Jun 12, 2019
Property Address	416 CENTER AVE, SPRING VALLEY, MN 55975-1502
Document Number	422159
Instrument Date	Apr 18, 2019
Instrument	422159
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 CENTER AVE, SPRING VALLEY, MN 55975-1502

Mortgage

Document Number	0000422160
Date	Jun 12, 2019
Instrument	422160

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Spring Valley City
Unified School District	Kingsland Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,992.00 (+54.07%) Homeowner's exemption	$195,200 (+20.87%) Land $23,600 Building $171,600	$195,200 (+20.87%) Land $23,600 Building $171,600
2025		$161,500 (+10.62%) Land $23,600 Building $137,900	$161,500 (+10.62%) Land $23,600 Building $137,900
2023		$146,000 Land $23,600 Building $122,400	$146,000 Land $23,600 Building $122,400
2020	$1,942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (2000–2013)
Most Recent Claim	May 2013 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 5 claims Severe Storms And Flooding, Jul 2000 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Spring Valley serves 2,580 people · EPA ID MN1230012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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