409 Center Ave, Spring Valley, MN 55975 Property Records

Fillmore County property record for 409 Center Ave, Spring Valley, MN 55975

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,142 sqft · built 1888
Lot Size	0.224 acres (9,768 sqft)
Owner	Individual Name on Record
Last Sale	$204,000 (Feb 2026)
Tax Bill	$1,972 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36.0606.000`

Property Details

APN / Parcel Number

Primary APN	`36.0606.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,142 sqft Heated Area
Gross Area	1,268 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1888
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,768 sqft (0.224 acres)
Lot Dimensions	148 ft deep x 66 ft wide
Garage Area	336 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 CENTER AVE
City	SPRING VALLEY
State	MN
Zip	55975-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRISWOLD & WARNERS ADDITION LOT-008 BLOCK-001 LOT 8 BLK 1 GRISWOLD & WARNERS ADDITION
Legal Subdivision	GRISWOLD & WARNERS ADDITION
Legal Block	1
Legal Lot Number	8
Jurisdiction	FILLMORE MN
Township / Civil Division	SPRING VALLEY
Census Block Group	3
Census Block	3020
Census Tract	960300

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 CENTER AVE, SPRING VALLEY, MN 55975-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage CAMBRIA FINANCIAL GROUP LLC
Feb 3, 2026	Deed of Trust, Mortgage · Stand-Alone First Mortgage CAMBRIA FINANCIAL GROUP LLC
Sep 6, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HOME FEDERAL SAVINGS BANK
May 26, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2026 · Amount on Record
Deed Sale	Feb 3, 2026 · Amount on Record
Prior Sale	Aug 31, 2022 · Amount on Record
Deed Document Number	2026453544
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	409 CENTER AVE, SPRING VALLEY, MN 55975-1501
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000453545
Date	Feb 3, 2026
Instrument	453545

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	409 CENTER AVE, SPRING VALLEY, MN 55975-1501
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000453546
Date	Feb 3, 2026
Instrument	453546

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Sep 6, 2022
Property Address	409 CENTER AVE, SPRING VALLEY, MN 55975-1501
Document Number	0000439717
Instrument Date	Aug 31, 2022
Instrument	439717
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CENTER AVE, SPRING VALLEY, MN 55975-1501

Mortgage

Document Number	0000439718
Date	Sep 6, 2022
Instrument	439718

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	May 26, 2022
Property Address	409 CENTER AVE, SPRING VALLEY, MN 55975-1501
Document Number	0000438320
Instrument Date	May 9, 2022
Instrument	438320
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	409 CENTER AVE, SPRING VALLEY, MN 55975-1501

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Spring Valley City
Unified School District	Kingsland Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,972.00 (+5.12%) Homeowner's exemption	$189,800 (+19.82%) Land $22,900 Building $166,900	$189,800 (+19.82%) Land $22,900 Building $166,900
2025		$158,400 (+11%) Land $22,900 Building $135,500	$158,400 (+11%) Land $22,900 Building $135,500
2023		$142,700 Land $22,900 Building $119,800	$142,700 Land $22,900 Building $119,800
2020	$1,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (2000–2013)
Most Recent Claim	May 2013 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 5 claims Severe Storms And Flooding, Jul 2000 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Spring Valley serves 2,580 people · EPA ID MN1230012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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