416 Bruce Rd, Lockport, IL 60441 Property Records

Will County property record for 416 Bruce Rd, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,420 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jul 2002)
Tax Bill	$3,874 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-04-35-101-009`

Property Details

APN / Parcel Number

Primary APN	`11-04-35-101-009`
Alternative APN	`04351010090000`

Exterior

Lot Area	11,420 sqft (0.26 acres)

Location & Zoning

Street Address	416 BRUCE RD
City	LOCKPORT
State	IL
Zip	60441-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 19 18 (EX THE W 20 FT THOF) OF H A GODFREY'S SUB, BEING A SUB OF PRT OF THE W1/2 OF THE NW1/4 OF SEC 35, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	35
Legal Subdivision	H A GODFREYS
Legal Lot Number	19-18
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	3
Census Block	3005
Census Tract	880702

Owner

416 Bruce Rd is owned and occupied by an individual who bought it in July 2002.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	416 BRUCE RD, LOCKPORT, IL 60441-4804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2002 · Amount on File
Deed Sale	Jul 25, 2002 · Amount on File
Prior Sale	Oct 3, 2001 · Amount on File
Deed Document Number	2002120336
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	416 BRUCE RD, LOCKPORT, IL 60441-4804
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 BRUCE RD, LOCKPORT, IL 60441-4804

Mortgage

Document Number	0000132198
Date	Dec 9, 2021
Instrument	R2021132198

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 20, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.65%
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	416 BRUCE RD, LOCKPORT, IL 60441-4804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089175
Date	Nov 13, 2017
Instrument	R2017089175

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	39 Months
Due	Feb 24, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 416 Bruce Rd was $3,874.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Elementary School District	Fairmont School District 89 (PK - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,874.00	$55,395 (+7.2%) Land $9,434 Building $45,961	$166,185 (+7.2%) Land $28,302 Building $137,883
2024		$51,674 Land $8,800 Building $42,874	$155,022 Land $26,400 Building $128,622
2022	$2,911.00 Homeowner's exemption	$38,173 Land $6,929 Building $31,244	$114,519 Land $20,787 Building $93,732

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 416 Bruce Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1981–2021)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Bruce Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, T-Mobile.

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