414 Bruce Rd, Lockport, IL 60441 Property Records

Will County property record for 414 Bruce Rd, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,175 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (Feb 2003)
Tax Bill	$2,328 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-04-35-101-007`

Property Details

APN / Parcel Number

Primary APN	`11-04-35-101-007`
Alternative APN	`04351010070000`

Exterior

Lot Area	8,175 sqft (0.19 acres)

Location & Zoning

Street Address	414 BRUCE RD
City	LOCKPORT
State	IL
Zip	60441-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 IN H A GODFREY'S SUB, BEING A SUB OF PRT OF THE W1/2 OF THE NW1/4 OF SEC. 35, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	35
Legal Subdivision	H A GODFREYS
Legal Lot Number	17
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	3
Census Block	3005
Census Tract	880702

Owner

Source: Will County assessment roll, APN 11-04-35-101-007, as of June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	414 BRUCE RD, LOCKPORT, IL 60441-4804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 28, 2003 · Amount on Record
Deed Sale	Feb 28, 2003 · Amount on Record
Prior Sale	Dec 02, 1999 · Amount on Record
Deed Document Number	200345352
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	414 BRUCE RD, LOCKPORT, IL 60441-4804
Transaction Type	Mortgage
Record Updated	Aug 05, 2022
Title Company	PRAIRIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000384
Date	Jan 03, 2018
Instrument	R2018000384

Lender

Name	TOWNSTONE FINANCIAL INC
Type	Funding / Finance Company
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Will County assessment roll as of June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Elementary School District	Fairmont School District 89 (PK - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,328.00 (+34.41%)
2024		$34,030 (+35.37%) Land $6,092 Building $27,938	$102,090 (+35.37%) Land $18,276 Building $83,814
2022	$1,732.00 Homeowner's exemption	$25,138 Land $4,620 Building $20,518	$75,414 Land $13,860 Building $61,554

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), as of June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171978807023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1981–2021)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2021 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 303 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1970450, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JOLIET serves 160,000 people
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.