416 Alder Ave, Sumner, WA 98390 Property Records

Pierce County property record for 416 Alder Ave, Sumner, WA 98390

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,090 sqft · built 1950
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,863 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`906010-0-841`

Property Details

APN / Parcel Number

Primary APN	`906010-0-841`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,090 sqft Living Area
Gross Area	2,330 sqft
1st Floor Area	1,165 sqft
Basement Area	1,165 sqft
Finished Basement	925 sqft
Unfinished Basement	240 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.202 acres)
Garage Type	Detached
Garage Area	765 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	300 sqft
Deck Area	425 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	416 ALDER AVE
City	SUMNER
State	WA
Zip	98390-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR-6
Legal Description	SECTION 25 TOWNSHIP 20 RANGE 04 QUARTER 21 THOMPSONS L F REPLT # 1: THOMPSONS L F REPLT # 1 NE OF NW 25-20-04E L 1 SP 8905040438 TOG/W EASE & RESTRIC OF REC APPROX 8799 SQ FT OUT OF 084-0 SEG A0378 JG HW
Legal Range	04
Legal Township	20
Legal Section	25
Legal Subdivision	THOMPSONS L F REPLT # 1
Legal Lot Number	1
Legal Unit	1
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1048
Census Tract	73302

Owner

416 Alder Ave is owned and occupied by two individuals who acquired it in August 2001.

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	416 ALDER AVE, SUMNER, WA 98390-1322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2000
Deed Sale	May 17, 2000
Prior Sale	Jul 27, 1998
Deed Document Number	200099
Last Transfer Date	Aug 17, 2001
Transfer Doc	0000000090
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	416 ALDER AVE, SUMNER, WA 98390-1322
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012090224
Date	Dec 9, 2021
Instrument	202112090224

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	416 ALDER AVE, SUMNER, WA 98390-1322
Document Number	2101190154
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	416 ALDER AVE SUMNER WA 983901322, SUMNER, WA 98390-1322

Mortgage

Document Number	2101190154
Date	Jan 19, 2021
Instrument	202101190154

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 416 Alder Ave was $5,863, up 21.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Sumner City
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$534,400 Land $250,500 Building $283,900	$534,400 Land $250,500 Building $283,900
2025	$5,863.00 (+21.29%)
2024	$4,834.00 (+0.62%)	$467,100 (-2.03%) Land $218,700 Building $248,400	$467,100 (-2.03%) Land $218,700 Building $248,400
2023	$4,804.00	$476,800 Land $240,000 Building $236,800	$476,800 Land $240,000 Building $236,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Alder Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2009–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2021 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 416 Alder Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMNER serves 16,438 people · EPA ID WA5385120
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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