406 Alder Ave, Sumner, WA 98390 Property Records

Pierce County property record for 406 Alder Ave, Sumner, WA 98390

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,764 sqft · built 1966
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$219,719 (Dec 2015)
Tax Bill	$4,812 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`906010-0-911`

Property Details

APN / Parcel Number

Primary APN	`906010-0-911`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	1,764 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	384 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	406 ALDER AVE
City	SUMNER
State	WA
Zip	98390-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR-6
Legal Description	SECTION 25 TOWNSHIP 20 RANGE 04 QUARTER 21 THOMPSONS L F REPLT # 1 E 1/2 OF FOLL THAT POR TR 10 BEG ON E LI THEREOF AT A PT DIST N 242.32 FT FROM SE COR OF SD TR TH ALG SD E LI N 00 DEG 27 MIN W 55 FT TH S 89 DEG 36 MIN W 240 FT TH S 00 DEG 27 MIN E
Legal Range	04
Legal Township	20
Legal Section	25
Legal Subdivision	THOMPSONS L F REPLT # 1
Legal Tract	10
Legal Lot Number	F
Legal Unit	1
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1048
Census Tract	73302

Owner

406 Alder Ave is owned and occupied by two individuals who acquired it in April 2020.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 ALDER AVE, SUMNER, WA 98390-1322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Apr 15, 2020	Quit Claim Deed, Transfer BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2015 · Amount on File
Deed Sale	Dec 11, 2015 · Amount on File
Prior Sale	Oct 13, 2009 · Amount on File
Deed Document Number	2015679
Last Transfer Date	Apr 9, 2020
Transfer Doc	0000150641
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	406 ALDER AVE, SUMNER, WA 98390-1322
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001030137
Date	Jan 3, 2024
Instrument	202401030137

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Dec 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 15, 2020
Property Address	406 ALDER AVE, SUMNER, WA 98390-1322
Document Number	2004150641
Instrument Date	Apr 9, 2020
Instrument	202004150641
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	406 ALDER AVE SUMNER WA 983901322, SUMNER, WA 98390-1322

Mortgage

Document Number	2004150642
Date	Apr 15, 2020
Instrument	202004150642

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 406 Alder Ave was $4,812, up 20.4% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Sumner City
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$509,700 Land $234,400 Building $275,300	$509,700 Land $234,400 Building $275,300
2025	$4,812.00 (+20.42%)
2024	$3,996.00 (-0.03%)	$385,900 (-2.67%) Land $202,100 Building $183,800	$385,900 (-2.67%) Land $202,100 Building $183,800
2023	$3,997.00	$396,500 Land $221,900 Building $174,600	$396,500 Land $221,900 Building $174,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Alder Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2009–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2021 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 406 Alder Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMNER serves 16,438 people · EPA ID WA5385120
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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