416 3rd St, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 416 3rd St, Atco, NJ 08004

Property Summary

Property Type	Single Family Home
Details	2,246 sqft · built 1975
Lot Size	0.459 acres (19,998 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (May 2021)
Tax Bill	$8,979 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-00802-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`35-00802-0000-00025`
Alternative APN	`3500040000000004`

Interior

Stories	1 Story
Building Area	2,246 sqft Living Area
1st Floor Area	2,246 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number	3500040000000004
Street Address	416 3RD ST
City	ATCO
State	NJ
Zip	08004-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NB
Legal Subdivision	TOFTREES
Legal Block	802
Legal Lot Number	25
Jurisdiction	CAMDEN NJ
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3007
Census Tract	608901

Owner

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 3RD ST, ATCO, NJ 08004-1745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed, Transfer · VA Mortgage GUARANTEED RATE INC
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACRE MORTGAGE & FINANCIAL INC
Jan 22, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Deed Document Number	202143006
Deed Book / Page	11718 / 472
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	May 6, 2021
Property Address	416 3RD ST, ATCO, NJ 08004-1745
Document Number	0000043006
Book / Page	11718 / 472
Instrument Date	Mar 9, 2021
Instrument	2021043006
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	SURREY TITLE COMPANY, SURETY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,949.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 780, LONGS, SC 29568-0780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 3RD ST, ATCO, NJ 08004-1745

Mortgage

Document Number	0011718478
Date	May 6, 2021
Instrument	11718/478

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	416 3RD ST, ATCO, NJ 08004-1745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BARCLAY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037612
Date	May 13, 2020
Book Page	11402/1016
Instrument	2020037612

Lender

Name	ACRE MORTGAGE & FINANCIAL INC
Type	Mortgage Company
Address	MARLTON, NJ 08053

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	416 3RD ST, ATCO, NJ 08004-1745
Document Number	0000016854
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	LIBERTY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 3RD ST ATCO NJ 080041745, ATCO, NJ 08004-1745

Mortgage

Document Number	0000016854
Date	Mar 8, 2018
Book Page	010839/000482
Instrument	16854

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 7, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Waterford Township
Unified School District	Waterford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,900 (-) Land $45,000 Building $151,900	$196,900 (-) Land $45,000 Building $151,900
2025	$8,979.00 (+3.5%)	$196,900 (-) Land $45,000 Building $151,900	$196,900 (-) Land $45,000 Building $151,900
2024	$8,675.00 (+7.31%)
2023		$196,900 Land $45,000 Building $151,900	$196,900 Land $45,000 Building $151,900
2022	$8,084.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 66% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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