415 3rd St, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 415 3rd St, Atco, NJ 08004

Property Summary

Property Type	Single Family Home
Details	2,396 sqft · built 1975
Lot Size	1.01 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$476,000 (Apr 2022)
Tax Bill	$12,367 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`35-00902-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`35-00902-0000-00011`
Alternative APN	`3500039000000021`

Interior

Stories	1 Story
Building Area	2,396 sqft Living Area
1st Floor Area	2,396 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	44,431 sqft
Garage Type	Attached

Location & Zoning

Old Parcel Number	3500039000000021
Street Address	415 3RD ST
City	ATCO
State	NJ
Zip	08004-1744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	902
Legal Lot Number	11
Jurisdiction	CAMDEN NJ
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3008
Census Tract	608901

Owner

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 3RD ST, ATCO, NJ 08004-1744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jan 8, 2022	Deed, Transfer SJS TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2022 · Amount on Record
Deed Sale	Apr 18, 2022 · Amount on Record
Prior Sale	Jan 8, 2022 · Amount on Record
Deed Document Number	202243039
Deed Book / Page	12059 / 593
Prior Transfer Date	Dec 30, 2014
Prior Transfer Doc	0000007102
Record Updated	Sep 20, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Apr 18, 2022
Property Address	415 3RD ST, ATCO, NJ 08004-1744
Document Number	0000043039
Book / Page	12059 / 593
Instrument Date	Jan 28, 2022
Instrument	2022043039
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	NATIONAL INTEGRITY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,963.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 332, MARLTON, NJ 08053-0332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 3RD ST, ATCO, NJ 08004-1744

Mortgage

Document Number	0000043040
Date	Apr 18, 2022
Book Page	12059/599
Instrument	2022043040

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2052

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Jan 8, 2022
Property Address	415 3RD ST, ATCO, NJ 08004-1744
Document Number	0000003511
Book / Page	11936 / 1590
Instrument Date	Sep 23, 2021
Instrument	2022003511
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	SJS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$918.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 INVERNESS CIR, 26, MARLTON, NJ 08053-4252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3332, MARLTON, NJ 08053

Tax Assessment & Valuation

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Waterford Township
Unified School District	Waterford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,200 (-) Land $47,600 Building $223,600	$271,200 (-) Land $47,600 Building $223,600
2025	$12,367.00 (+3.5%)	$271,200 (-) Land $47,600 Building $223,600	$271,200 (-) Land $47,600 Building $223,600
2024	$11,949.00 (+7.31%)
2023		$271,200 Land $47,600 Building $223,600	$271,200 Land $47,600 Building $223,600
2022	$11,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 66% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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