41594 E Ravine Dr, Zion, IL 60099 Property Records

Lake County property record for 41594 E Ravine Dr, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,656 sqft · built 1994
Lot Size	0.36 acres (15,682 sqft)
Owner	Trust Name on File
Tax Bill	$8,170 (2024)
Deeds & Mortgages	Feb 2022 Transfer Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-16-203-003`

Property Details

APN / Parcel Number

Primary APN	`04-16-203-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,656 sqft Living Area
Gross Area	3,888 sqft
1st Floor Area	1,656 sqft
Basement Area	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	41594 E RAVINE DR
City	ZION
State	IL
Zip	60099-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAVINELAND ACRES LOT 22
Legal Subdivision	RAVINELAND ACRES
Legal Lot Number	22
Jurisdiction	LAKE IL
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1027
Census Tract	860104

Owner

41594 E Ravine Dr is owner-occupied and held in a trust since October 2015.

Source: Lake County records, as of April 29, 2026

Owner of Record	Trust Name on File
Mailing Address	41594 E RAVINE DR, ZION, IL 60099-1710
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Intrafamily Transfer, Transfer
Feb 12, 2021	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Apr 7, 2018	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2015
Deed Sale	Oct 28, 2015
Prior Sale	Apr 4, 1994 · Amount on File
Deed Document Number	20157242769
Prior Transfer Date	Oct 23, 2015
Prior Transfer Doc	0007242769
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Feb 16, 2022
Property Address	41594 E RAVINE DR, ZION, IL 60099-1710
Document Number	0007875365
Map Reference	DOC 238915
Instrument Date	Jan 27, 2022
Instrument	7875365
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41594 E RAVINE DR, ZION, IL 60099-1710

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	41594 E RAVINE DR, ZION, IL 60099-1710
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007750008
Date	Feb 12, 2021
Instrument	7750008

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jan 20, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	41594 E RAVINE DR, ZION, IL 60099-1710
Document Number	0007476879
Instrument Date	Apr 7, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41594 E RAVINE DR ZION IL 600991710, ZION, IL 60099-1710

Mortgage

Document Number	0007476879
Date	Apr 17, 2018
Instrument	7476879

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031-1811

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 16, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Benton Township
Elementary School District	Winthrop Harbor School District 1 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$107,123 Land $10,849 Building $96,274	$321,401 Land $32,550 Building $288,851
2024	$8,170.00 (+14.91%)
2023	$7,110.00 (+2.98%)	$85,225 (+8.93%) Land $9,556 Building $75,669	$255,701 (+8.93%) Land $28,671 Building $227,030
2022	$6,904.00	$78,236 Land $9,317 Building $68,919	$234,732 Land $27,954 Building $206,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41594 E Ravine Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1986)
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41594 E Ravine Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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