41572 E Ravine Dr, Zion, IL 60099 Property Records

Lake County property record for 41572 E Ravine Dr, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,525 sqft · built 1960
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$157,000 (May 2018)
Tax Bill	$6,764 (2024)
Deeds & Mortgages	Sep 2019 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-16-203-001`

Property Details

APN / Parcel Number

Primary APN	`04-16-203-001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,525 sqft Living Area
Gross Area	3,050 sqft
1st Floor Area	1,525 sqft
Basement Area	1,525 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	15 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Street Address	41572 E RAVINE DR
City	ZION
State	IL
Zip	60099-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAVINELAND ACRES LOT 24
Legal Subdivision	RAVINELAND ACRES
Legal Lot Number	24
Jurisdiction	LAKE IL
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1027
Census Tract	860104

Owner

41572 E Ravine Dr is owned and occupied by two individuals who bought it in May 2018.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41572 E RAVINE DR, ZION, IL 60099-1710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU
May 4, 2018	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2018 · Amount on File
Deed Sale	May 4, 2018 · Amount on File
Prior Sale	Mar 4, 1999 · Amount on File
Deed Document Number	20187481043
Prior Transfer Date	Mar 24, 2015
Prior Transfer Doc	0007190722
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	41572 E RAVINE DR, ZION, IL 60099-1710
Document Number	0007592369
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	MIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	41572 E RAVINE DR ZION IL 600991710, ZION, IL 60099-1710

Mortgage

Document Number	0007592369
Date	Sep 13, 2019
Instrument	7592369

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031-1811

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	May 4, 2018
Property Address	41572 E RAVINE DR, ZION, IL 60099-1710
Document Number	0007481043
Instrument Date	Apr 26, 2018
Instrument	7481043
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1670 RICE ST WAUKEGAN IL 600872962, WAUKEGAN, IL 60087-2962

Mortgage

Document Number	7481044
Date	May 4, 2018
Instrument	7481044

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Benton Township
Elementary School District	Winthrop Harbor School District 1 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,428 Land $12,874 Building $68,554	$244,309 Land $38,626 Building $205,683
2024	$6,764.00 (+14.66%)
2023	$5,899.00 (+1.9%)	$64,782 (+8.1%) Land $11,339 Building $53,443	$194,365 (+8.1%) Land $34,020 Building $160,345
2022	$5,789.00	$59,930 Land $11,091 Building $48,839	$179,808 Land $33,276 Building $146,532

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41572 E Ravine Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1986)
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41572 E Ravine Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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