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41582 Baypoint Rd, Polson, MT 59860 Property Records

Lake County property record for 41582 Baypoint Rd, Polson, MT 59860 · Last verified July 2026

Property Summary

Property TypeRural Home
Details4 bd · 3 ba · 2,034 sqft · built 1998
Lot Size2.94 acres (128,066 sqft)
Owner2 Individual Names on File
Last Sale$296,300 (May 2014)
Tax Bill$2,911 (2025)
Deeds & MortgagesJul 2026 Mortgage
Apr 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNR1523310

Property Details

APN / Parcel Number

Primary APNR1523310
Alternative APNs
  • 15-3350-19-3-03-19-0000
  • 0000030175

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,034 sqft Living Area
1st Floor Area2,034 sqft
Basement Area1,184 sqft
Finished Basement1,184 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area128,066 sqft (2.94 acres)
TerrainRolling
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area228 sqft
Deck Area710 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0000030175
Street Address41582 BAYPOINT RD
CityPOLSON
StateMT
Zip59860-8584
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionBAYVIEW ESTATES, S19, T23 N, R20 W, LOT 005, 1/5 INT IN RD & PARKS
Legal Range20W
Legal Township23N
Legal Section19
Legal SubdivisionBAYVIEW ESTATES
Legal Lot Number5
JurisdictionLAKE MT
Township / Civil DivisionFLATHEAD RESERVATION
Census Block Group3
Census Block3003
Census Tract940307

Owner

Source: Lake County records · APN R1523310

Assessment roll updated September 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address41582 BAYPOINT RD, POLSON, MT 59860-8584
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
WHITEFISH CREDIT UNION
Apr 21, 2023Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 16, 2014 · Amount on Record
Deed SaleMay 16, 2014 · Amount on Record
Deed Document Number2014535189
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MT
Recording DateJul 13, 2026
Property Address41582 BAYPOINT RD, POLSON, MT 59860-8584
Document Number0000639729
Instrument DateJul 07, 2026
Instrument2026639729
Transaction TypeMortgage
Record UpdatedJul 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address41582 BAYPOINT RD, POLSON, MT 59860-8584

Mortgage

Document Number0000639729,
DateJul 13, 2026
Instrument2026639729
Lender
NameWHITEFISH CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 07, 2056
Interest
Rate TypeAdjustable Rate
Rate6.13%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MT
Property Address41582 BAYPOINT RD, POLSON, MT 59860-8584
Transaction TypeMortgage
Record UpdatedMay 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address41582 BAYPOINT RD, POLSON, MT 59860-8584

Mortgage

Document Number0000604459
DateApr 21, 2023
Instrument604459
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated September 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMontana
CountyLake County
Elementary School DistrictPolson Elementary School District (PK - 08)
Secondary School DistrictPolson High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,911.00 (-11.3%)$664,300 (+32.89%)$664,300 (+32.89%) Land $195,802 Building $468,498
2023$3,282.00$499,900$499,900 Land $107,586 Building $392,314

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300479403073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 38% of the US · above 15% of Montana
Wildfire LikelihoodAbout 1 in 2,128 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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