Grayson County property record for 4158 Carter Ct, Denison, TX 75020
| Property Type | Single Family Home |
|---|---|
| Details | 2,012 sqft · built 2024 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $399,930 (Jun 2024) |
| Tax Bill | $6,198 (2025) |
| Deeds & Mortgages | Jun 2024 Second Mortgage Jun 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102 8354018 |
| Primary APN | 102 8354018 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,012 sqft Living Area |
| Gross Area | 2,420 sqft |
| 1st Floor Area | 2,012 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 5,401 sqft (0.124 acres) |
| Garage Type | Attached |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 163 sqft |
| Street Address | 4158 CARTER CT |
|---|---|
| City | DENISON |
| State | TX |
| Zip | 75020-0102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE RESERVE PHASE 5, LOT 18, ACRES 0.124 |
| Legal Subdivision | THE RESERVE PHASE 5 |
| Legal Lot Number | 18 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 901 |
Source: Grayson County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4158 CARTER CT, DENISON, TX 75020-0102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 25, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO |
| Jun 25, 2024 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Sep 14, 2023 | Special Warranty Deed, Transfer TEXAS PARTNERS TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2024 · Amount on Record |
| Deed Sale | Jun 25, 2024 · Amount on Record |
| Prior Sale | Sep 14, 2023 |
| Deed Document Number | 202416867 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 4158 CARTER CT, DENISON, TX 75020-0102 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000009 |
|---|---|
| Date | Jun 25, 2024 |
| Instrument | 16869 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | 5887 COPLEY DR # 11, SAN DIEGO, CA 92111 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2034 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Jun 25, 2024 |
| Property Address | 4158 CARTER CT, DENISON, TX 75020-0102 |
| Document Number | 0000016867 |
| Instrument Date | Jun 24, 2024 |
| Instrument | 2024-16867 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4158 CARTER CT, DENISON, TX 75020-0102 |
| Document Number | 0000000008 |
|---|---|
| Date | Jun 25, 2024 |
| Instrument | 16868 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Sep 14, 2023 |
| Property Address | 4158 CARTER CT, DENISON, TX 75020-0102 |
| Document Number | 0000024537 |
| Map Reference | FILE 2023-10 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 2023-24537 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | TEXAS PARTNERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5601 DEMOCRACY DR STE 300, 300, PLANO, TX 75024-3674 |
| Investor | Possibly a Property Investor |
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Denison Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,198.00 (+766.85%) Homeowner's exemption Senior Citizen's exemption | $386,836 Land $44,670 Building $342,166 | $386,836 Land $44,670 Building $342,166 |
| 2024 | $715.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1982–2017) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Aug 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENISON serves 27,500 people · EPA ID TX0910003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
May also be available: TekWav, Verizon.
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