4151 Carter Ct, Denison, TX 75020 Property Records

Grayson County property record for 4151 Carter Ct, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,613 sqft · built 2023
Lot Size	0.117 acres (5,140 sqft)
Owner	Individual Name on File
Tax Bill	$5,266 (2024)
Deeds & Mortgages	Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`102 8354013`

Property Details

APN / Parcel Number

Primary APN	`102 8354013`
Alternative APN	`446592`

Interior

Building Area	1,613 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Lot Area	5,140 sqft (0.117 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	133 sqft

Location & Zoning

Account Number	446592
Street Address	4151 CARTER CT
City	DENISON
State	TX
Zip	75020-0102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE PHASE 5, LOT 13, ACRES .118
Legal Subdivision	THE RESERVE PHASE 5
Legal Phase	5
Legal Lot Number	13
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1065
Census Tract	901

Owner

Source: Grayson County records · APN 102 8354013

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4151 CARTER CT, DENISON, TX 75020-0102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 09, 2023
Deed Sale	Oct 09, 2023
Deed Document Number	2023-26997
Record Updated	Jun 08, 2026

October 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Oct 09, 2023
Property Address	4151 CARTER CT, DENISON, TX 75020-0102
Document Number	0000026997
Map Reference	DOC 2023-10
Instrument Date	Oct 05, 2023
Instrument	2023-26997
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4151 CARTER CT, DENISON, TX 75020-0102

Mortgage

Document Number	0000026998
Date	Oct 09, 2023
Instrument	2023-26998

Lender

Name	HIGHLAND HOMELOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$328,997 Land $42,611 Building $289,409	$332,020 Land $42,611 Building $289,409
2024	$5,266.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1982–2017)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims

Wildfire

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cable One Fiber	1,000 / 1,000

May also be available: Texoma Communications, Verizon.

Based on FCC filings for 40 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF DENISON serves 27,500 people
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.