Butler County property record for 4157 Bruce Dr, Fairfield Township, OH 45014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,168 sqft · built 1979 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $135,000 (Sep 2012) |
| Tax Bill | $3,174 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Dec 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | K4620-077.000-054 |
| Primary APN | K4620-077.000-054 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,168 sqft Living Area |
| Gross Area | 1,080 sqft |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 594 sqft |
| Finished Basement | 594 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 120 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0004300 |
|---|---|
| Old Parcel Number | K4620077.000054 |
| Street Address | 4157 BRUCE DR |
| City | FAIRFIELD |
| State | OH |
| Zip | 45014-5901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 174 ENT DRY RUN ESTATES |
| Legal Subdivision | DRY RUN ESTATES |
| Legal Lot Number | 174 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | ROSS |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10800 |
Source: Butler County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 4157 BRUCE DR, FAIRFIELD, OH 45014-5901 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 10, 2023 | Deed of Trust, Mortgage KEMBA CREDIT UNION INC |
| Dec 8, 2017 | Deed of Trust, Mortgage · Line of Credit FRANKLIN AMERICAN MORTGAGE CO |
| May 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage KEMBA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2012 · Amount on Record |
| Deed Sale | Sep 6, 2012 · Amount on Record |
| Prior Sale | Sep 20, 1995 · Amount on Record |
| Deed Document Number | 0000042089 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 4157 BRUCE DR, FAIRFIELD, OH 45014-5901 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000020957 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | 9989/1692 |
| Instrument | 2023-00020957 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Amount | Amount Recorded |
|---|---|
| Term | 301 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 4157 BRUCE DR, FAIRFIELD, OH 45014-5901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000048669 |
|---|---|
| Date | Dec 8, 2017 |
| Book Page | 9110/0606 |
| Instrument | 2017-00048669 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | FRANKLIN, TN 37067 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 4157 BRUCE DR, FAIRFIELD, OH 45014-5901 |
| Document Number | 0000019210 |
| Instrument Date | May 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2019 |
| Title Company | SAFETITLE AGENCY INC, SAFETITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4157 BRUCE DR FAIRFIELD OH 450145901, FAIRFIELD, OH 45014-5901 |
| Document Number | 0000019210 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 009295/000107 |
| Instrument | 19210 |
| Name | KEMBA CU |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Butler County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| County Subdivision | Ross Township |
| Unified School District | Ross Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,174.00 (+1.6%) | $81,070 (-) Land $17,090 Building $63,980 | $231,610 (-) Land $48,820 Building $182,790 |
| 2023 | $3,124.00 (+25.41%) | $81,070 (+40.26%) Land $17,090 Building $63,980 | $231,610 (+40.25%) Land $48,820 Building $182,790 |
| 2022 | $2,491.00 | $57,800 Land $17,090 Building $40,710 | |
| 2020 | $165,140 Land $48,820 Building $116,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2012–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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