4157 Banyan Ave, Seal Beach, CA 90740 Property Records

Orange County property record for 4157 Banyan Ave, Seal Beach, CA 90740

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,027 sqft · built 1971
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,920 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Mar 2020 Transfer + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`217-222-28`

Property Details

APN / Parcel Number

Primary APN	`217-222-28`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,027 sqft Living Area
Gross Area	3,486 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	5,000 sqft (0.115 acres)
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	4157 BANYAN AVE
City	SEAL BEACH
State	CA
Zip	90740-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 6177 BLK LOT 46
Legal Subdivision	TRACT NO 6177
Legal Tract	6177
Legal Lot Number	46
Jurisdiction	ORANGE CA
Township / Civil Division	NORTH COAST
Census Block Group	4
Census Block	4004
Census Tract	110012

Owner

4157 Banyan Ave is owner-occupied and held in a trust since February 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4157 BANYAN AVE, SEAL BEACH, CA 90740-2804
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 19, 2017	Intrafamily Transfer, Transfer · ARM UME FEDERAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 24, 2020
Transfer Doc	0000117943
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4157 BANYAN AVE, SEAL BEACH, CA 90740-2804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000530970
Date	Dec 18, 2019
Instrument	2019000530970

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 17, 2020
Property Address	4157 BANYAN AVE, SEAL BEACH, CA 90740-2804
Document Number	0000117943
Instrument Date	Feb 24, 2020
Instrument	117943
Transaction Type	Transfer
Record Updated	Apr 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4157 BANYAN AVE SEAL BEACH CA 907402804, SEAL BEACH, CA 90740-2804

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 19, 2017
Property Address	4157 BANYAN AVE, SEAL BEACH, CA 90740-2804
Document Number	0000297706
Map Reference	MB 246 PG 14-16
Instrument Date	Jul 12, 2017
Instrument	2017000297706
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4157 BANYAN AVE, SEAL BEACH, CA 90740-2804

Mortgage

Document Number	0000297707
Date	Jul 19, 2017
Instrument	2017000297707

Lender

Name	UME FEDERAL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	9.25%

Tax Assessment & Valuation

The 2025 property tax bill for 4157 Banyan Ave was $2,920 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Seal Beach City
Unified School District	Los Alamitos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$213,558 (+2%) Land $38,155 Building $175,403
2025	$2,920.00 Homeowner's exemption	$209,371 Land $37,407 Building $171,964
2023	$2,252.00 (+1.17%) Homeowner's exemption	$153,693 Land $35,954 Building $117,739
2022	$2,226.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4157 Banyan Ave in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1998–2003)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2003 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4157 Banyan Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SEAL BEACH serves 24,937 people · EPA ID CA3010041
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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