4155 River Ridge Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 4155 River Ridge Dr, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 3,366 sqft · built 2004
Lot Size0.539 acres (23,490 sqft)
OwnerCompany Name on Record
Last Sale$672,000 (Nov 2004)
Tax Bill$16,112 (2025)
Flood ZoneZone X (minimal risk)
APN09-16-228-012

Property Details

APN / Parcel Number

Primary APN09-16-228-012

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area3,366 sqft Living Area
1st Floor Area3,366 sqft
Basement Area3,261 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area23,490 sqft (0.539 acres)
Garage TypeAttached
Garage Area906 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address4155 RIVER RIDGE DR
CitySAINT CHARLES
StateIL
Zip60175-5676
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERS EDGE - PHASE I LOT 53
Legal SubdivisionRIVERS EDGE
Legal Phase1
Legal Block2
Legal Lot Number53
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2015
Census Tract852103

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4155 RIVER RIDGE DR, SAINT CHARLES, IL 60175-5676
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2004 · Amount on Record
Deed SaleNov 10, 2004 · Amount on Record
Prior SaleFeb 11, 2003 · Amount on Record
Deed Document Number2004146717
Last Transfer DateJun 2, 2016
Transfer Doc0000040985
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,112.00 (+13.78%) Homeowner's exemption Senior Citizen's exemption
2024$226,418 (+21.48%) Land $67,031 Building $159,387$679,526 (+21.53%) Land $201,173 Building $478,352
2022$14,161.00 (+4.19%) Homeowner's exemption$186,387 (+4.91%) Land $72,308 Building $114,079$559,161 (+4.91%) Land $216,924 Building $342,237
2021$13,592.00 Homeowner's exemption$177,664 Land $68,924 Building $108,740$532,992 Land $206,772 Building $326,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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