4140 River Ridge Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 4140 River Ridge Dr, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 3,080 sqft · built 2002
Lot Size0.537 acres (23,374 sqft)
Owner2 Individual Names on Record
Last Sale$166,000 (Aug 2001)
Tax Bill$15,367 (2025)
Flood ZoneZone X (minimal risk)
APN09-16-229-002

Property Details

APN / Parcel Number

Primary APN09-16-229-002

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,080 sqft Living Area
Basement Area1,174 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialCombination
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area23,374 sqft (0.537 acres)
Garage TypeAttached
Garage Area630 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4140 RIVER RIDGE DR
CitySAINT CHARLES
StateIL
Zip60175-5669
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERS EDGE - PHASE I LOT 46
Legal SubdivisionRIVERS EDGE
Legal Phase1
Legal Block2
Legal Lot Number46
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2016
Census Tract852103

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4140 RIVER RIDGE DR, SAINT CHARLES, IL 60175-5669
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2001 · Amount on Record
Deed SaleAug 8, 2001 · Amount on Record
Deed Document Number200181122
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,367.00 (+10.92%) Homeowner's exemption
2024$209,270 (+17.84%) Land $67,031 Building $142,239$628,061 (+17.89%) Land $201,173 Building $426,888
2022$13,854.00 (+4.04%) Homeowner's exemption$177,585 (+4.91%) Land $72,308 Building $105,277$532,755 (+4.91%) Land $216,924 Building $315,831
2021$13,316.00 Homeowner's exemption$169,274 Land $68,924 Building $100,350$507,822 Land $206,772 Building $301,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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