4155 Boyd Ln, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 4155 Boyd Ln, Palm Harbor, FL 34685

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,330 sqft · built 1993
Lot Size	0.337 acres (14,671 sqft)
Owner	2 Individual Names on Record
Last Sale	$407,000 (May 2017)
Tax Bill	$133 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-758-2115-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-758-2115-7`
Alternative APNs	`04-28-16-10321-000-0860` `281604103210000860` `162804103210000860` `R31681`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,330 sqft Living Area
Gross Area	3,274 sqft
1st Floor Area	2,330 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,671 sqft (0.337 acres)
Lot Dimensions	147 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	499 sqft
Deck Area	275 sqft
Patio Area	275 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R31681
Street Address	4155 BOYD LN
City	PALM HARBOR
State	FL
Zip	34685-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	BOOT RANCH - EAGLE TRACE PHASE A LOT 86
Legal Range	16E
Legal Township	28S
Legal Section	4
Legal Subdivision	BOOT RANCH - EAGLE TRACE
Legal Phase	A
Legal Tract	10321
Legal Lot Number	86
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1006
Census Tract	27323

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4155 BOYD LN, PALM HARBOR, FL 34685-3321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Dec 16, 2021	Deed of Trust, Mortgage · VA Mortgage TJC MORTGAGE INC
Jan 5, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 24, 2018	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
May 3, 2017	Warranty Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2017 · Amount on Record
Deed Sale	May 3, 2017 · Amount on Record
Prior Sale	Sep 5, 2000 · Amount on Record
Deed Document Number	2017137660
Deed Book / Page	19615 / 1463
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	May 1, 2026
Property Address	4155 BOYD LN, PALM HARBOR, FL 34685-3321
Document Number	0000117856
Book / Page	23543 / 2128
Instrument Date	Apr 23, 2026
Instrument	2026117856
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4155 BOYD LN, PALM HARBOR, FL 34685-3321
Investor	Possibly a Property Investor

Mortgage

Document Number	0000117856,
Date	May 1, 2026
Book Page	23543/2128
Instrument	2026117856

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2066

Interest

Rate	6.38%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4155 BOYD LN, PALM HARBOR, FL 34685-3321
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4155 BOYD LN, PALM HARBOR, FL 34685-3321

Mortgage

Document Number	0218540214
Date	Dec 16, 2021
Book Page	21854/214
Instrument	2021408194

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4155 BOYD LN, PALM HARBOR, FL 34685-3321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0213280143
Date	Jan 5, 2021
Book Page	21328/143
Instrument	2021001485

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Aug 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4155 BOYD LN, PALM HARBOR, FL 34685-3321
Document Number	0199952615
Instrument Date	Mar 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4155 BOYD LN PALM HARBOR FL 346853321, PALM HARBOR, FL 34685-3321

Mortgage

Document Number	0199952615
Date	Apr 2, 2018
Book Page	019995/002615
Instrument	100073

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.99%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 3, 2017
Property Address	4155 BOYD LN, PALM HARBOR, FL 34685-3321
Document Number	0196151463
Book / Page	019615 / 001463
Instrument Date	May 1, 2017
Instrument	137660
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	FIRST TITLE SOURCE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,849.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4155 BOYD LN PALM HARBOR FL 346853321, PALM HARBOR, FL 34685-3321

Mortgage

Document Number	196151464
Date	May 3, 2017
Book Page	019615/001464
Instrument	137661

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$133.00 (+7.26%) Veteran's exemption	$385,879 (+5.99%)	$606,919 (+22.8%) Land $203,318 Building $403,601
2024	$124.00 (+2.48%)
2023	$121.00 (-97.86%) Homeowner's exemption Veteran's exemption	$364,082 (+3%)	$494,242 (+1.9%) Land $199,345 Building $294,897
2022	$5,656.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$353,478	$485,027 Land $194,745 Building $290,282

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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