4140 Boyd Ln, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 4140 Boyd Ln, Palm Harbor, FL 34685

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,678 sqft · built 1994
Lot Size0.239 acres (10,393 sqft)
Owner2 Individual Names on Record
Last Sale$402,000 (Jul 2015)
Tax Bill$7,163 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-758-2109-0

Property Details

APN / Parcel Number

Primary APNC62-000-758-2109-0
Alternative APNs
  • 04-28-16-10321-000-0800
  • 281604103210000800
  • 162804103210000800
  • R31675

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,678 sqft Living Area
Gross Area3,609 sqft
1st Floor Area2,678 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2003
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,393 sqft (0.239 acres)
Lot Dimensions130 ft deep x 80 ft wide
Garage TypeAttached
Garage Area615 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area316 sqft
Deck Area300 sqft
Patio Area300 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR31675
Street Address4140 BOYD LN
CityPALM HARBOR
StateFL
Zip34685-3319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD5
Legal DescriptionBOOT RANCH - EAGLE TRACE PHASE A LOT 80
Legal Range16E
Legal Township28S
Legal Section4
Legal SubdivisionBOOT RANCH - EAGLE TRACE
Legal PhaseA
Legal Tract10321
Legal Lot Number80
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1008
Census Tract27323

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4140 BOYD LN, PALM HARBOR, FL 34685-3319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Deed of Trust, Mortgage · Line of Credit
CADENCE BANK NA
Jun 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2015 · Amount on Record
Deed SaleJul 27, 2015 · Amount on Record
Prior SaleFeb 4, 2015 · Amount on Record
Deed Document Number2015211857
Deed Book / Page18864 / 1976
Prior Transfer DateJan 30, 2015
Prior Transfer Doc0186662479
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address4140 BOYD LN, PALM HARBOR, FL 34685-3319
Transaction TypeMortgage
Record UpdatedSep 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4140 BOYD LN, PALM HARBOR, FL 34685-3319

Mortgage

Document Number0221692248
DateAug 16, 2022
Book Page22169/2248
Instrument2022249926
Lender
NameCADENCE BANK NA
TypeBank
AddressSPRING, TX 77380
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 4, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address4140 BOYD LN, PALM HARBOR, FL 34685-3319
Transaction TypeMortgage
Record UpdatedJun 24, 2021
Title CompanyNATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4140 BOYD LN, PALM HARBOR, FL 34685-3319

Mortgage

Document Number0215681640
DateJun 4, 2021
Book Page21568/1640
Instrument2021186633
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,163.00 (+5.62%) Homeowner's exemption$431,165 (+5.99%)$671,948 (+28.39%) Land $161,467 Building $510,481
2024$6,782.00 (+1.66%)
2023$6,671.00 (+2.69%) Homeowner's exemption$406,810 (+3%)$523,380 (-0.77%) Land $155,809 Building $367,571
2022$6,496.00 Homeowner's exemption$394,961$527,454 Land $157,044 Building $370,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 73 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies73 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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