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4154 Union, Dryden, MI 48428 Property Records

Lapeer County property record for 4154 Union, Dryden, MI 48428

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,404 sqft · built 1994
Lot Size0.274 acres (11,935 sqft)
Owner2 Individual Names on Record
Last Sale$309,900 (Sep 2026)
Tax Bill$1,158 (2025)
Deeds & MortgagesJul 2026 Mortgage
Sep 2026 Sale
Flood ZoneZone X (minimal risk)
APN044-014-024-10

Property Details

APN / Parcel Number

Primary APN044-014-024-10

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,404 sqft Living Area
1st Floor Area1,404 sqft
Basement Area1,404 sqft
Unfinished Basement1,404 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area11,935 sqft (0.274 acres)
Lot Dimensions159 ft deep x 75 ft wide
Garage Area414 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4154 UNION
CityDRYDEN
StateMI
Zip48428-9792
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVILLAGE
Legal DescriptionT6N R11E, SEC 14 COMM AT NE CORN; TH S 2 DEG 59'55 E 1307.10 FT; TH S 87 DEG 08'05 W 401 FT; TH S 2 DEG 59'55 E 111.99 FT TO
Legal Range11E
Legal Township06N
Legal Section14
JurisdictionLAPEER MI
Township / Civil DivisionDRYDEN
Census Block Group3
Census Block3008
Census Tract341000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5900 WILDCAT RD, CROSWELL, MI 48422-8374
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN SCHOOLS AND GOV'T CREDIT UNION
Sep 2, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2026 · Amount on Record
Deed SaleSep 2, 2026 · Amount on Record
Prior SaleJul 21, 2005 · Amount on Record
Deed Book / Page3541 / 711
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Recording DateJul 15, 2026
Property Address4154 UNION, DRYDEN, MI 48428-9792
Document Number3531000599
Book / Page3531 / 599
Instrument DateJul 8, 2026
Transaction TypeMortgage
Record UpdatedAug 4, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address5900 WILDCAT RD, CROSWELL, MI 48422-8374

Mortgage

Document Number3531000599,
DateJul 15, 2026
Book Page3531/599
Lender
NameMICHIGAN SCHOOLS AND GOV'T CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateSep 2, 2026
Property Address4154 UNION, DRYDEN, MI 48428-9792
Document Number3541000711
Book / Page3541 / 711
Instrument DateJul 8, 2026
Transaction TypeTransfer
Record UpdatedSep 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$234,749.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5900 WILDCAT RD, CROSWELL, MI 48422-8374

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionDryden Township
MunicipalityDryden Village
Unified School DistrictDryden Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$141,900 (+7.66%)$283,800 (+7.66%)
2025$1,158.00 (+19.63%) Homeowner's exemption$131,800 (+8.39%)$263,600 (+8.39%)
2023$121,600$243,200
2022$968.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF DRYDEN
serves 1,034 people · EPA ID MI0001870
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Mercury Fiber
Fixed Wireless		150 / 20
AT&T
Fixed Wireless		100 / 20

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