Lapeer County property record for 4128 Union, Dryden, MI 48428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,968 sqft · built 1968 |
| Lot Size | 0.265 acres (11,543 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Aug 2015) |
| Tax Bill | $2,025 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-560-042-00 |
| Primary APN | 044-560-042-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,968 sqft Living Area |
| 1st Floor Area | 1,488 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Flooring | Carpet |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 11,543 sqft (0.265 acres) |
| Lot Dimensions | 154 ft deep x 75 ft wide |
| Garage Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4128 UNION |
|---|---|
| City | DRYDEN |
| State | MI |
| Zip | 48428-9792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VILLAGE |
| Legal Description | VILLAGE OF DRYDEN ATWELLS ADDITION LOTS 42, 43, AND 44, EX E 10 FT THEREOF. |
| Legal Subdivision | VILLAGE OF DRYDEN ATWELLS ADD |
| Legal Lot Number | 42-43 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | DRYDEN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 341000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4128 UNION, DRYDEN, MI 48428-9792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Jul 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2015 · Amount on Record |
| Deed Sale | Aug 27, 2015 · Amount on Record |
| Deed Book / Page | 2784 / 237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4128 UNION, DRYDEN, MI 48428-9792 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 4128 UNION, DRYDEN, MI 48428-9792 |
| Document Number | 0032520565 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 3252/565 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4128 UNION, DRYDEN, MI 48428-9792 |
| Document Number | 0030440850 |
| Instrument Date | Jul 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4128 UNION DRYDEN DRYDEN MI 48428, DRYDEN, MI 48428 |
| Document Number | 0030440850 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 003044/000850 |
| Name | LOCAL CU |
|---|---|
| Address | STERLING HEIGHTS, MI 48310 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 3, 2029 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Dryden Township |
| Municipality | Dryden Village |
| Unified School District | Dryden Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,400 (+4.31%) | $256,800 (+4.31%) | |
| 2025 | $2,025.00 (+19.82%) Homeowner's exemption | $123,100 (+3.62%) | $246,200 (+3.62%) |
| 2023 | $118,800 | $237,600 | |
| 2022 | $1,690.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF DRYDEN serves 1,034 people · EPA ID MI0001870 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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