Black Hawk County property record for 4151 North Ave, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,102 sqft · built 1968 |
| Lot Size | 0.301 acres (13,125 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,846 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8812-17-151-038 |
| Primary APN | 8812-17-151-038 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,102 sqft Living Area |
| 1st Floor Area | 814 sqft |
| Basement Area | 1,102 sqft |
| Finished Basement | 520 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,125 sqft (0.301 acres) |
| Lot Dimensions | 175 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 934 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 256 sqft |
|---|---|
| Patio Area | 320 sqft |
| Shed | 1 Shed |
| Shed Area | 161 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4151 NORTH AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4974 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBURBAN HEIGHTS LOT 19 |
| Legal Range | 12W |
| Legal Township | 88N |
| Legal Section | 17 |
| Legal Subdivision | SUBURBAN HEIGHTS |
| Legal Lot Number | 19 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2901 |
4151 North Ave is owned and occupied by two individuals.
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4151 NORTH AVE, WATERLOO, IA 50702-4974 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4151 North Ave was $2,846 with a homeowner's exemption, up 0.9% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,846.00 (+0.92%) Homeowner's exemption | $164,950 Land $18,060 Building $146,890 | $164,950 Land $18,060 Building $146,890 |
| 2024 | $2,820.00 | ||
| 2023 | $153,880 (+15.6%) Land $18,060 Building $135,820 | $153,880 Land $18,060 Building $135,820 | |
| 2022 | $2,728.00 Homeowner's exemption | $133,110 Land $18,060 Building $115,050 | |
| 2021 | $133,110 Land $18,060 Building $115,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4151 North Ave in Zone X, an area of minimal flood risk, though there have been 118 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 118 (1978–2016) |
| Claims Outside the SFHA | 11 of 118 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4151 North Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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