4145 North Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 4145 North Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1965
Square Footage1,412 sqft Living Area
Lot Size13,125 sqft (0.301 acres)
GarageDetached, 1,152 sqft
OccupancyOwner Occupied
Tax Bill$3,576.00 (2025)

Property Details

APN / Parcel Number

Primary APN8812-17-151-037

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,412 sqft Living Area
1st Floor852 sqft 1st Floor
Basement Area1,412 sqft Basement
Finished Basement425 sqft Finished
Game RoomGame Room
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleSplit Foyer Style
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area13,125 sqft (0.301 acres)
Depth X Width175 ft x 75 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage TypeDetached Garage
Garage Area1,152 sqft Garage
Patio Area150 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4145 NORTH AVE
CityWATERLOO
StateIA
Zip50702-4974
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUBURBAN HEIGHTS LOT 18
Legal Range12W
Legal Township88N
Legal Section17
Legal SubdivisionSUBURBAN HEIGHTS
Legal Lot Number18
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup1
Census Block1010
Census Tract2901

Owner

Source: Black Hawk County records · APN 8812-17-151-037

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4145 NORTH AVE, WATERLOO, IA 50702-4974
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address4145 NORTH AVE, WATERLOO, IA 50702-4974
Transaction TypeMortgage
Record UpdatedJun 09, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000020560
DateMay 26, 2020
Instrument202000020560
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 25, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,576.00 Homeowner's exemption$187,870 (+7.32%) Land $18,060 Building $169,810$187,870 (+7.32%) Land $18,060 Building $169,810
2024$3,576.00 (+15.35%)
2023$175,060 (+16.68%) Land $18,060 Building $157,000$175,060 (+16.68%) Land $18,060 Building $157,000
2022$3,100.00 Homeowner's exemption$150,030 Land $18,060 Building $131,970
2021$150,030 Land $18,060 Building $131,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on North Ave

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