4151 N Starnes Rd, Bloomington, IN 47404 Property Records

Monroe County property record for 4151 N Starnes Rd, Bloomington, IN 47404

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,741 sqft · built 1951
Lot Size	1.91 acres (83,200 sqft)
Owner	Individual Name on Record
Last Sale	$459,100 (Apr 2022)
Tax Bill	$1,961 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-27680-03`

Property Details

APN / Parcel Number

Primary APN	`007-27680-03`
Alternative APN	`53-04-17-301-002.000-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,741 sqft Living Area
1st Floor Area	2,741 sqft
Basement Area	989 sqft
Unfinished Basement	989 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1974
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	83,200 sqft (1.91 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	007-27680-03
Street Address	4151 N STARNES RD
City	BLOOMINGTON
State	IN
Zip	47404-9355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	STARNES RD LOT 3
Legal Subdivision	STARNES ROAD SUB
Legal Lot Number	3
Jurisdiction	MONROE IN
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1013
Census Tract	1301

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4151 N STARNES RD, BLOOMINGTON, IN 47404-9355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Apr 26, 2022	Warranty Deed, Transfer · Conventional Mortgage MILESTONE HOME LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2022 · Amount on Record
Deed Sale	Apr 26, 2022 · Amount on Record
Prior Sale	Jun 15, 2010 · Amount on Record
Deed Document Number	202246008
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	4151 N STARNES RD, BLOOMINGTON, IN 47404-9355
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017013892
Date	Oct 2, 2017
Instrument	2017013892

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Lending Institution
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2032

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Apr 26, 2022
Property Address	4151 N STARNES RD, BLOOMINGTON, IN 47404-9355
Document Number	2022006341
Map Reference	CAB C ENV 178
Instrument Date	Apr 22, 2022
Instrument	2022006341
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4151 N STARNES RD, BLOOMINGTON, IN 47404-9355

Mortgage

Document Number	2022006342
Date	Apr 26, 2022
Instrument	2022006342

Lender

Name	MILESTONE HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Richland Township
Unified School District	Richland-Bean Blossom Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,961.00 (-18.9%)	$266,200 (-4.76%) Land $54,600 Building $211,600	$266,200 (-4.76%) Land $54,600 Building $211,600
2024	$2,418.00 (+10.66%)
2023		$279,500 (+9.56%) Land $43,600 Building $235,900	$279,500 (+9.56%) Land $43,600 Building $235,900
2022	$2,185.00	$255,100 Land $41,900 Building $213,200	$255,100 Land $41,900 Building $213,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Smithville Communications Fiber	1,000 / 1,000
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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