3910 N Starnes Rd, Bloomington, IN 47404 Property Records

Monroe County property record for 3910 N Starnes Rd, Bloomington, IN 47404 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 2022
Lot Size	10.3 acres (449,975 sqft)
Owner	Individual Name on File
Tax Bill	$3,082 (2025)
Deeds & Mortgages	Oct 2021 Construction Loan May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-18760-00`

Property Details

APN / Parcel Number

Primary APN	`007-18760-00`
Alternative APN	`53-04-20-100-008.000-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
1st Floor Area	1,980 sqft
Basement Area	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	449,975 sqft (10.3 acres)
Terrain	High
Garage Type	Detached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	007-18760-00
Street Address	3910 N STARNES RD
City	BLOOMINGTON
State	IN
Zip	47404-7919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	007-18760-00 JACKSON LOT 1
Legal Subdivision	JACKSON MINOR SUBDIVISION
Legal Lot Number	1
Jurisdiction	MONROE IN
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1008
Census Tract	1301

Owner

Source: Monroe County records · APN 007-18760-00

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3910 N STARNES RD, BLOOMINGTON, IN 47404-7919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Construction Mortgage THE PEOPLES STATE BANK
May 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES BANK
Jul 26, 2021	Intrafamily Transfer, Transfer
Aug 16, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 23, 2021
Transfer Doc	2021014355
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3910 N STARNES RD, BLOOMINGTON, IN 47404-7919
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8576 W HEDRICK RD, GOSPORT, IN 47433-9564

Mortgage

Document Number	2021019921
Date	Oct 20, 2021
Instrument	2021019921

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	BLOOMINGTON, IN 47408

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jul 19, 2022

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3910 N STARNES RD, BLOOMINGTON, IN 47404-7919
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022008127
Date	May 27, 2022
Instrument	2022008127

Lender

Name	THE PEOPLES BANK
Type	Bank
Address	ELLETTSVILLE, IN 47429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Jul 26, 2021
Property Address	3910 N STARNES RD, BLOOMINGTON, IN 47404-7919
Document Number	2021014355
Map Reference	DOC 2021012935
Instrument Date	Jul 23, 2021
Instrument	2021014355
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8576 W HEDRICK RD, GOSPORT, IN 47433-9564

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IN
Recording Date	Aug 16, 2018
Property Address	3910 N STARNES RD, BLOOMINGTON, IN 47404-7919
Document Number	2018011279
Instrument Date	Aug 14, 2018
Instrument	2018011279
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4010 N STARNES RD, BLOOMINGTON, IN 47404-9355

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Richland Township
Unified School District	Richland-Bean Blossom Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,082.00 (-48.38%)	$363,900 (+3.97%) Land $96,700 Building $267,200	$363,900 (+3.97%) Land $96,700 Building $267,200
2024	$5,970.00 (+69.99%)
2023		$350,000 (+317.66%) Land $77,300 Building $272,700	$350,000 (+317.66%) Land $77,300 Building $272,700
2022	$3,512.00	$83,800 Land $59,600 Building $24,200	$83,800 Land $59,600 Building $24,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (18105C), updated September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050013011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013–2021)
Most Recent Claim	Jun 2021, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 73% of Indiana
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Smithville Holding Company	Fiber	1,000 / 1,000
South Central Indiana Rural Electric Membership	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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