4151 Mockingbird Ln, Waterloo, IA 50702 Property Records

Black Hawk County property record for 4151 Mockingbird Ln, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,044 sqft · built 2014
Lot Size	0.152 acres (6,615 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Apr 2026)
Tax Bill	$3,898 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Aug 2015 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`8813-11-128-032`

Property Details

APN / Parcel Number

Primary APN	`8813-11-128-032`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,615 sqft (0.152 acres)
Lot Dimensions	135 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4151 MOCKINGBIRD LN
City	WATERLOO
State	IA
Zip	50702-6109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSROADS ESTATES REPLAT NO 1 LOT 36
Legal Range	13W
Legal Township	88N
Legal Section	11
Legal Subdivision	CROSSROADS ESTATES REPLAT NO 1
Legal Lot Number	36
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2076
Census Tract	900

Owner

Source: Black Hawk County records · APN 8813-11-128-032

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4151 MOCKINGBIRD LN, WATERLOO, IA 50702-6109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU
Aug 28, 2015	Deed of Trust, Mortgage · Line of Credit DEWITT BANK&TRUST COMPANY
Apr 24, 2026	Warranty Deed, Transfer TITLE SERVICES CORPORATION
Aug 11, 2025	Warranty Deed, Transfer
Jun 09, 2022	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jul 20, 2017	Deed of Trust, Mortgage · ARM UNIVERSITY OF IOWA COMMUNITY CU
Jul 20, 2017	Warranty Deed, Transfer · ARM UNIVERSITY OF IOWA COMMUNITY CU
Nov 17, 2014	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Jun 09, 2022 · Amount on Record
Deed Document Number	20265764
Prior Transfer Date	Jul 29, 2025
Prior Transfer Doc	0202511542
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4151 MOCKINGBIRD LN, WATERLOO, IA 50702-6109
Transaction Type	Mortgage
Record Updated	May 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800001148
Date	Jul 20, 2017
Instrument	2018-00001148

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 05, 2032

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4151 MOCKINGBIRD LN, WATERLOO, IA 50702-6109
Transaction Type	Mortgage
Record Updated	May 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201600003984
Date	Aug 28, 2015
Instrument	2016-00003984

Lender

Name	DEWITT BANK&TRUST COMPANY
Address	WILTON, IA 52778

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	93 Months
Due	May 01, 2023

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2020
Change Frequency	5 Years
Min Rate At Change	0.25%
Max Rate At Change	8.25%
Index	5-Year CMT
Max Rate	8.25%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 24, 2026
Property Address	4151 MOCKINGBIRD LN, WATERLOO, IA 50702-6109
Document Number	0000005764
Instrument Date	Apr 24, 2026
Instrument	2026.5764
Transaction Type	Transfer
Record Updated	May 04, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Tax	$40,319.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4151 MOCKINGBIRD LN, WATERLOO, IA 50702-6109

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 11, 2025
Property Address	4151 MOCKINGBIRD LN, WATERLOO, IA 50702-6109
Document Number	0202511542
Instrument Date	Jul 29, 2025
Instrument	2025-11542
Transaction Type	Transfer
Record Updated	May 04, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4151 MOCKINGBIRD LN, WATERLOO, IA 50702-6109

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 09, 2022
Property Address	4151 MOCKINGBIRD LN, WATERLOO, IA 50702-6109
Document Number	202200023939
Instrument Date	Jun 09, 2022
Instrument	202200023939
Transaction Type	Transfer
Record Updated	May 04, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$397.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4151 MOCKINGBIRD LN, WATERLOO, IA 50702-6109

Mortgage

Document Number	202200023940
Date	Jun 09, 2022
Instrument	202200023940

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4151 MOCKINGBIRD LN, WATERLOO, IA 50702-6109
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800001147
Date	Jul 20, 2017
Instrument	2018-00001147

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 05, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 05, 2027
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 20, 2017
Property Address	4151 MOCKINGBIRD LN, WATERLOO, IA 50702-6109
Document Number	201800001146
Instrument Date	Jun 30, 2017
Instrument	2018-00001146
Transaction Type	Transfer
Record Updated	May 04, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$296.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4151 MOCKINGBIRD LN, WATERLOO, IA 50702-6109

Mortgage

Document Number	201800001147
Date	Jul 20, 2017
Instrument	2018-00001147

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 05, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 05, 2027
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

November 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 17, 2014
Property Address	4151 MOCKINGBIRD LN, WATERLOO, IA 50702-6109
Document Number	201500008451
Instrument Date	Nov 05, 2014
Instrument	201500008451
Transaction Type	Transfer
Record Updated	May 04, 2026

Transaction

Amount	Amount Recorded
Tax	$280.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4151 MOCKINGBIRD LN, WATERLOO, IA 50702-6109

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,898.00 Homeowner's exemption	$226,640 (+11.31%) Land $34,650 Building $191,990	$226,640 (+11.31%) Land $34,650 Building $191,990
2024	$3,898.00 (+0.67%)
2023		$203,610 (+15.5%) Land $34,650 Building $168,960	$203,610 (+15.5%) Land $34,650 Building $168,960
2022	$3,872.00 Homeowner's exemption	$176,280 Land $34,650 Building $141,630
2021			$176,280 Land $34,650 Building $141,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130009002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Nearby Flood Policies	7 in force 4 of 7 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

4151 Mockingbird Ln, Waterloo, IA 50702 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2015: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2014: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Mockingbird Ln

Nearby Streets

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