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4144 Mockingbird Ln, Waterloo, IA 50702 Property Records

Black Hawk County property record for 4144 Mockingbird Ln, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,147 sqft · built 2013
Lot Size0.197 acres (8,602 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Apr 2014)
Tax Bill$4,606 (2025)
Deeds & MortgagesAug 2026 Transfer
Jan 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN8813-11-127-032

Property Details

APN / Parcel Number

Primary APN8813-11-127-032

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,147 sqft Living Area
1st Floor Area1,147 sqft
Basement Area1,147 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,602 sqft (0.197 acres)
Lot Dimensions155 ft deep x 49 ft wide
Garage TypeAttached
Garage Area442 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area30 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4144 MOCKINGBIRD LN
CityWATERLOO
StateIA
Zip50702-6104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCROSSROADS ESTATES REPLAT NO 1 LOT 31
Legal Range13W
Legal Township88N
Legal Section11
Legal SubdivisionCROSSROADS ESTATES REPLAT NO 1
Legal Lot Number31
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2079
Census Tract900

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4144 MOCKINGBIRD LN, WATERLOO, IA 50702-6104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 5, 2026Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2014 · Amount on Record
Deed SaleApr 8, 2014 · Amount on Record
Deed Document Number201417883
Last Transfer DateAug 17, 2026
Transfer Doc0000012386
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBLACK HAWK IA
Recording DateAug 17, 2026
Property Address4144 MOCKINGBIRD LN, WATERLOO, IA 50702-6104
Document Number0000012386
Instrument DateAug 17, 2026
Instrument202612386
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4144 MOCKINGBIRD LN, WATERLOO, IA 50702-6104

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address4144 MOCKINGBIRD LN, WATERLOO, IA 50702-6104
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4144 MOCKINGBIRD LN, WATERLOO, IA 50702-6104

Mortgage

Document Number0202600099
DateJan 5, 2026
Instrument2026-00099
Lender
NameVERIDIAN CU
TypeCredit Union
AddressPO BOX 6000, WATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 4, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,606.00 (+3.88%) Homeowner's exemption$236,600 (+10.22%) Land $38,450 Building $198,150$236,600 (+10.22%) Land $38,450 Building $198,150
2024$4,434.00 (+13.75%)
2023$214,660 (+15.21%) Land $38,450 Building $176,210$214,660 (+15.21%) Land $38,450 Building $176,210
2022$3,898.00 Homeowner's exemption$186,320 Land $38,450 Building $147,870
2021$186,320 Land $38,450 Building $147,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber		10,000 / 10,000
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
GigFire
Fixed Wireless		150 / 130

May also be available: Verizon.

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