4151 E Spur Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4151 E Spur Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,434 sqft · built 1998
Lot Size	0.242 acres (10,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,900 (Jun 2013)
Tax Bill	$2,675 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2018 Loan Modification + 1 more
Flood Zone	Zone X (moderate risk)
APN	`212-12-640`

Property Details

APN / Parcel Number

Primary APN	`212-12-640`
Alternative APN	`212126401`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,434 sqft Living Area
Gross Area	2,707 sqft
1st Floor Area	2,434 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,530 sqft (0.242 acres)
Parking Spaces	3 Parking Spaces
Pool Area	425 sqft
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	4151 E SPUR DR
City	CAVE CREEK
State	AZ
Zip	85331-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	TATUM HIGHLANDS PARCEL 1 MCR 413-07
Legal Subdivision	TATUM HIGHLANDS PARCEL 1
Legal Lot Number	22
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2007
Census Tract	613300

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4151 E SPUR DR, CAVE CREEK, AZ 85331-2643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 13, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
May 29, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2013 · Amount on Record
Deed Sale	Jun 5, 2013 · Amount on Record
Prior Sale	Jan 10, 2011 · Amount on Record
Deed Document Number	2013514608
Last Transfer Date	May 25, 2018
Transfer Doc	0000407076
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4151 E SPUR DR, CAVE CREEK, AZ 85331-2643
Document Number	0000585416
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 8, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4151 E SPUR DR CAVE CREEK AZ 853312643, CAVE CREEK, AZ 85331-2643

Mortgage

Document Number	0000585416
Date	Aug 2, 2018
Instrument	585416

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	4151 E SPUR DR, CAVE CREEK, AZ 85331-2643
Document Number	0000627180
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4151 E SPUR DR CAVE CREEK AZ 853312643, CAVE CREEK, AZ 85331-2643

Mortgage

Document Number	0000627180
Date	Aug 20, 2018
Instrument	627180

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2048

Interest

Rate	4.75%

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 29, 2018
Property Address	4151 E SPUR DR, CAVE CREEK, AZ 85331-2643
Document Number	0000407076
Instrument Date	May 25, 2018
Instrument	407076
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26621 41ST WAY CAVE CREEK AZ 853312643, CAVE CREEK, AZ 85331-2643

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,860 (+43.59%)	$648,600 (+2.11%) Land $129,700 Building $518,900
2025	$2,675.00 (+7.26%)	$45,170 (-32.93%)	$635,200 (-5.69%) Land $127,000 Building $508,200
2024		$67,350	$673,500 Land $134,700 Building $538,800
2023	$2,494.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	6 (2002–2026)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 42% of Arizona
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AirFiber WISP, BAM Broadband.

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