4145 E Spur Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4145 E Spur Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,014 sqft · built 1998
Lot Size	0.164 acres (7,150 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Oct 2018)
Tax Bill	$2,692 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`212-12-623`

Property Details

APN / Parcel Number

Primary APN	`212-12-623`
Alternative APN	`212126230`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,014 sqft Living Area
Gross Area	3,204 sqft
1st Floor Area	1,559 sqft
2nd Floor Area	1,455 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,150 sqft (0.164 acres)
Parking Spaces	3 Parking Spaces
Pool Area	350 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	4145 E SPUR DR
City	CAVE CREEK
State	AZ
Zip	85331-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	TATUM HIGHLANDS PARCEL 1 MCR 413-07
Legal Range	4E
Legal Township	5N
Legal Section	31
Legal Subdivision	TATUM HIGHLANDS PARCEL 1
Legal Lot Number	5
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2007
Census Tract	613300

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4145 E SPUR DR, CAVE CREEK, AZ 85331-2643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Intrafamily Transfer, Transfer · Commercial Mortgage THE HUGH MCCURDY EATON III TRUST
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 4, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Oct 1, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Prior Sale	Dec 11, 2015 · Amount on Record
Deed Document Number	2018736218
Last Transfer Date	Feb 15, 2024
Transfer Doc	0000077047
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 15, 2024
Property Address	4145 E SPUR DR, CAVE CREEK, AZ 85331-2643
Document Number	0000077047
Map Reference	MB 413 PG 7
Instrument Date	Feb 8, 2024
Instrument	20240077047
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	ARIZONA PREMIER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4145 E SPUR DR, CAVE CREEK, AZ 85331-2643

Mortgage

Document Number	0000077048
Date	Feb 15, 2024
Instrument	20240077048

Lender

Name	THE HUGH MCCURDY EATON III TRUST
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4145 E SPUR DR, CAVE CREEK, AZ 85331-2643
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	DHI TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4145 E SPUR DR, CAVE CREEK, AZ 85331-2643

Mortgage

Document Number	0000332578
Date	Mar 25, 2021
Instrument	20210332578

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4145 E SPUR DR, CAVE CREEK, AZ 85331-2643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000324140
Date	May 4, 2017
Instrument	2017-0324140

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2047

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 1, 2018
Property Address	4145 E SPUR DR, CAVE CREEK, AZ 85331-2643
Document Number	0000736218
Map Reference	MB 413 PG 7
Instrument Date	Aug 31, 2018
Instrument	20180736218
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32607 N 64TH ST, 32607, CAVE CREEK, AZ 85331-2713

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4145 E SPUR DR, CAVE CREEK, AZ 85331-2643

Mortgage

Document Number	0000736219
Date	Oct 1, 2018
Instrument	20180736219

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,910 (+42.78%)	$649,100 (+2.01%) Land $129,800 Building $519,300
2025	$2,692.00 (+7.25%)	$45,461 (-32.61%)	$636,300 (-5.68%) Land $127,200 Building $509,100
2024		$67,460	$674,600 Land $134,900 Building $539,700
2023	$2,510.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	6 (2002–2026)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 42% of Arizona
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AirFiber WISP, BAM Broadband.

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