4150 Charles Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4150 Charles Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,062 sqft · built 1920
Lot Size	2.83 acres (123,495 sqft)
Owner	Individual Name on File
Last Sale	$3,000 (Jun 2021)
Tax Bill	$1,836 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520-0090-01470`

Property Details

APN / Parcel Number

Primary APN	`520-0090-01470`
Alternative APN	`1111483`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,062 sqft Gross Area
1st Floor Area	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	123,495 sqft (2.83 acres)
Garage Area	672 sqft
Porch	Porch
Porch Area	30 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1111483
Street Address	4150 CHARLES RD
City	DULUTH
State	MN
Zip	55803-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	E1/2 OF LOT 13 AND ALL OF LOT 14 BLK 4 SERIAL #
Legal Subdivision	4TH ACRE TRACT ADDN TO DULUTH
Legal Block	4
Legal Lot Number	13-14
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1004
Census Tract	400

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4150 CHARLES RD, DULUTH, MN 55803-1204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THRIVENT FCU
Mar 6, 2018	Warranty Deed, Transfer · Conventional with PMI THRIVENT FCU
Apr 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Prior Sale	Mar 6, 2018 · Amount on Record
Deed Document Number	20211417236
Prior Transfer Date	May 28, 2021
Prior Transfer Doc	0001417236
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jun 23, 2021
Property Address	4150 CHARLES RD, DULUTH, MN 55803-1204
Document Number	0001417236
Instrument Date	May 28, 2021
Instrument	1417236
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4150 CHARLES RD, DULUTH, MN 55803-1204

Mortgage

Document Number	0001417237
Date	Jun 23, 2021
Instrument	1417237

Lender

Name	THRIVENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 6, 2018
Property Address	4150 CHARLES RD, DULUTH, MN 55803-1204
Document Number	00A1328895
Instrument Date	Mar 1, 2018
Instrument	A1328895
Transaction Type	Transfer
Record Updated	Mar 22, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$455.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4150 CHARLES RD DULUTH MN 558031204, DULUTH, MN 55803-1204

Mortgage

Document Number	A1328896
Date	Mar 6, 2018
Instrument	A1328896

Lender

Name	THRIVENT FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55415

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 11, 2017
Property Address	4150 CHARLES RD, DULUTH, MN 55803-1204
Document Number	00A1307185
Instrument Date	Apr 10, 2017
Instrument	A1307185
Transaction Type	Transfer
Record Updated	Apr 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5776 RICE LAKE RD DULUTH MN 558039331, DULUTH, MN 55803-9331

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,836.00 (+3.73%) Homeowner's exemption
2025	$1,770.00 (-0.45%) Homeowner's exemption	$165,100 (+0.12%) Land $42,300 Building $122,800	$165,100 (+0.12%) Land $42,300 Building $122,800
2024	$1,778.00	$164,900 (+15.8%) Land $42,100 Building $122,800	$164,900 (+15.8%) Land $42,100 Building $122,800
2022		$142,400 Land $40,100 Building $102,300	$142,400 Land $40,100 Building $102,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Charles Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures