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4127 Charles Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4127 Charles Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,456 sqft · built 2006
Lot Size1.38 acres (60,540 sqft)
OwnerIndividual Name on File
Last Sale$286,239 (Aug 2024)
Tax Bill$2,616 (2026)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN520-0090-01165

Property Details

APN / Parcel Number

Primary APN520-0090-01165
Alternative APNs
  • 1131560
  • 1169486

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,456 sqft Gross Area
1st Floor Area1,456 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area60,540 sqft (1.38 acres)
Deck Area64 sqft
Storage Building64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1169486
Street Address4127 CHARLES RD
CityDULUTH
StateMN
Zip55803-1210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 1/2 OF LOT 35 & ALL LOT 36 SERIAL #
Legal SubdivisionCOLMANS 4TH ACRE TR ADD TO DUL
Legal Block3
Legal Lot Number35-36
JurisdictionST LOUIS MN
Township / Civil DivisionRICE LAKE
Census Block Group1
Census Block1004
Census Tract400

Owner

Source: St. Louis County records · APN 520-0090-01165

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4127 CHARLES RD, DULUTH, MN 55803-1210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 06, 2024 · Amount on Record
Deed SaleAug 06, 2024 · Amount on Record
Prior SaleJun 10, 2022 · Amount on Record
Deed Document Number20241081787
Prior Transfer DateFeb 23, 2007
Prior Transfer Doc0000838756
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJun 10, 2022
Property Address4127 CHARLES RD, DULUTH, MN 55803-1210
Document Number0001057585
Instrument DateMay 18, 2022
Instrument1057585
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$759.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4127 CHARLES RD, RICE LAKE, MN 55803-1210

Mortgage

Document Number0001057586
DateJun 10, 2022
Instrument1057586
Lender
NameSUPERIOR CHOICE CU
TypeCredit Union
AddressSUPERIOR, WI 54880
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateJun 01, 2032
Change FrequencyAnnually
Min Rate At Change4.75%
Max Rate At Change6.75%
Index1-Year CMT
Max Rate10.7%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$2,616.00 (+24.45%) Homeowner's exemption
2025$2,102.00 (-4.45%) Homeowner's exemption$218,000 (+16.2%) Land $42,100 Building $175,900$218,000 (+16.2%) Land $42,100 Building $175,900
2024$2,200.00$187,600 (+44.64%) Land $41,800 Building $145,800$187,600 (+44.64%) Land $41,800 Building $145,800
2022$129,700 Land $39,900 Building $89,800$129,700 Land $39,900 Building $89,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370004001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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