Miami-Dade County property record for 415 Woodcrest Rd, Key Biscayne, FL 33149
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,139 sqft · built 1951 |
| Lot Size | 0.182 acres (7,933 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $437,500 (Nov 1997) |
| Tax Bill | $10,692 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 24-4232-004-0980 |
| Primary APN | 24-4232-004-0980 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,139 sqft Living Area |
| Gross Area | 2,967 sqft |
| 1st Floor Area | 2,139 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block/Hollow Tile/Frame |
| Construction Type | Concrete Block |
| Lot Area | 7,933 sqft (0.182 acres) |
| Lot Dimensions | 100 ft deep x 79.3 ft wide |
| Patio Area | 637 sqft |
| Street Address | 415 WOODCREST RD |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | TROPICAL ISLE HOMES SUB 1ST ADDN PB 50-72 LOT 12BLK 7 LOT SIZE 79.330 X 100 OR 17857-0233 1097 1 |
| Legal Range | 42E |
| Legal Township | 54S |
| Legal Section | 32 |
| Legal Subdivision | TROPICAL ISLE HOMES SUB 1ST ADDN |
| Legal Block | 7 |
| Legal Lot Number | 12 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 4602 |
415 Woodcrest Rd is owned and occupied by two individuals who bought it in November 1997.
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 WOODCREST RD, KEY BISCAYNE, FL 33149-1838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE INC |
| May 2, 2020 | Deed of Trust, Mortgage · Line of Credit AMERANT BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 1997 · Amount on File |
| Deed Sale | Nov 5, 1997 · Amount on File |
| Deed Book / Page | 17857 / 233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Jul 15, 2026 |
| Property Address | 415 WOODCREST RD, KEY BISCAYNE, FL 33149-1838 |
| Document Number | 0000478647 |
| Book / Page | 35397 / 420 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026478647 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 415 WOODCREST RD, KEY BISCAYNE, FL 33149-1838 |
| Investor | Possibly a Property Investor |
| Document Number | 0000478647, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 35397/420 |
| Instrument | 2026478647 |
| Name | HOME MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 415 WOODCREST RD, KEY BISCAYNE, FL 33149-1838 |
| Document Number | 0000308077 |
| Instrument Date | May 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 415 WOODCREST RD KEY BISCAYNE FL 331491838, KEY BISCAYNE, FL 33149-1838 |
| Document Number | 0000308077 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 031954/000325 |
| Instrument | 308077 |
| Name | AMERANT BK NA |
|---|---|
| Address | CORAL GABLES, FL 33134 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 31, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 415 Woodcrest Rd was $10,692 with a homeowner's exemption.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,692.00 Homeowner's exemption | $632,025 | $2,402,672 Land $2,062,580 Building $340,092 |
| 2023 | $10,287.00 (+5.8%) Homeowner's exemption | $596,324 (+3%) | $2,145,513 (+24.55%) Land $1,824,590 Building $320,923 |
| 2022 | $9,723.00 Homeowner's exemption | $578,956 | $1,722,628 Land $1,400,174 Building $322,454 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Woodcrest Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 180 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 205 units insured incl. 25 condo units |
| Nearby Flood Claims | 265 (1980–2020) |
| Claims Outside the SFHA | 1 of 265 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 Woodcrest Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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