415 Winfield Ct, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 415 Winfield Ct, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,448 sqft · built 2000
Lot Size	0.24 acres (10,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Apr 2023)
Tax Bill	$4,578 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`884731453014`

Property Details

APN / Parcel Number

Primary APN	`884731453014`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,438 sqft
Basement Area	1,438 sqft
Finished Basement	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,440 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	130 sqft
Patio Area	166 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	415 WINFIELD CT
City	SERGEANT BLUFF
State	IA
Zip	51054-8934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF SGT BLUFF PRAIRIE VIEW 3RD ADDN LOT 47
Legal Subdivision	PRAIRIE VIEW THIRD ADDITON
Legal Lot Number	47
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3021
Census Tract	3301

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 WINFIELD CT, SERGEANT BLUFF, IA 51054-8934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Sep 30, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 7, 2024	Intrafamily Transfer, Transfer
Apr 6, 2023	Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2023 · Amount on Record
Deed Sale	Apr 6, 2023 · Amount on Record
Prior Sale	Feb 23, 2016 · Amount on Record
Deed Document Number	20232874
Prior Transfer Date	Nov 24, 2009
Prior Transfer Doc	0000007507
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Recording Date	Jul 24, 2026
Property Address	415 WINFIELD CT, SERGEANT BLUFF, IA 51054-8934
Document Number	0000008203
Instrument Date	Jul 15, 2026
Instrument	20268203
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 WINFIELD CT, SERGEANT BLUFF, IA 51054-8934

Mortgage

Document Number	0000008203,
Date	Jul 24, 2026
Instrument	20268203

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	415 WINFIELD CT, SERGEANT BLUFF, IA 51054-8934
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002771
Date	Mar 1, 2021
Instrument	2021-02771

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	415 WINFIELD CT, SERGEANT BLUFF, IA 51054-8934
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 WINFIELD CT, SERGEANT BLUFF, IA 51054-8934

Mortgage

Document Number	0000009158
Date	Sep 30, 2024
Instrument	2024-09158

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 21, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WOODBURY IA
Recording Date	Aug 7, 2024
Property Address	415 WINFIELD CT, SERGEANT BLUFF, IA 51054-8934
Document Number	0000007269
Instrument Date	Aug 7, 2024
Instrument	2024-07269
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	410 EMBASSY CT, SERGEANT BLUFF, IA 51054-8904

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Apr 6, 2023
Property Address	415 WINFIELD CT, SERGEANT BLUFF, IA 51054-8934
Document Number	0000002874
Instrument Date	Feb 18, 2023
Instrument	2023-02874
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$559.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 WINFIELD COURT, DAVENPORT, IA 52807

Mortgage

Document Number	0000002875
Date	Apr 6, 2023
Instrument	2023-02875

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,578.00 (+6.42%) Homeowner's exemption	$321,950 (+7.99%) Land $42,240 Building $279,710	$321,950 (+7.99%) Land $42,240 Building $279,710
2023	$4,302.00 (+2.53%) Homeowner's exemption	$298,130 Land $34,270 Building $263,860	$298,130 Land $34,270 Building $263,860
2022	$4,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	300 / 75

May also be available: ImOn Communications, Verizon.

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