414 Winfield Ct, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 414 Winfield Ct, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,600 sqft · built 2000
Lot Size	0.229 acres (9,993 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,256 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`884731454001`

Property Details

APN / Parcel Number

Primary APN	`884731454001`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,600 sqft Living Area
1st Floor Area	1,346 sqft
Basement Area	1,346 sqft
Finished Basement	1,238 sqft
Unfinished Basement	108 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,993 sqft (0.229 acres)
Lot Dimensions	124 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	492 sqft
Deck Area	112 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	414 WINFIELD CT
City	SERGEANT BLUFF
State	IA
Zip	51054-8935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF SGT BLUFF PRAIRIE VIEW 3RD ADDN LOT 34
Legal Subdivision	PRAIRIE VIEW THIRD ADDITION
Legal Lot Number	34
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3021
Census Tract	3301

Owner

414 Winfield Ct is owned and occupied by two individuals.

Source: Woodbury County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	414 WINFIELD CT, SERGEANT BLUFF, IA 51054-8935
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 9, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	414 WINFIELD CT, SERGEANT BLUFF, IA 51054-8935
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008281
Date	Jul 5, 2022
Instrument	2022-08281

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	1-Year CMT

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	414 WINFIELD CT, SERGEANT BLUFF, IA 51054-8935
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000112
Date	Jul 22, 2021
Instrument	2021-10112

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	204 Months
Due	Sep 29, 2037

Interest

Rate Type	Fixed Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	414 WINFIELD CT, SERGEANT BLUFF, IA 51054-8935
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010185
Date	Mar 9, 2017
Book Page	751/11403
Instrument	10185

Lender

Name	US BANK NA
Type	Bank
Address	SIOUX CITY, IA 51101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Feb 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 414 Winfield Ct was $7,256 with a homeowner's exemption.

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,256.00 Homeowner's exemption	$503,810 Land $41,510 Building $462,300	$503,810 Land $41,510 Building $462,300
2023	$6,882.00 (+2.59%) Homeowner's exemption	$470,650 Land $33,680 Building $436,970	$470,650 Land $33,680 Building $436,970
2022	$6,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Winfield Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 414 Winfield Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	300 / 75

May also be available: ImOn Communications, Verizon.

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