415 West St, Dowagiac, MI 49047 Property Records

Cass County property record for 415 West St, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 992 sqft · built 1945
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (May 2012)
Tax Bill	$772 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-160-200-911-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-200-911-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	992 sqft Building Perimeter
1st Floor Area	992 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	8,712 sqft (0.2 acres)
Garage Area	352 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	415 WEST ST
City	DOWAGIAC
State	MI
Zip	49047-1044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 2333 LOT 18 MARY E WHITNEY'S ADD CITY OF DOWAGIAC.
Legal Subdivision	MARY E WHITNEYS ADD
Legal Lot Number	18
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	2
Census Block	2060
Census Tract	1901

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 WEST ST, DOWAGIAC, MI 49047-1044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2012 · Amount on Record
Deed Sale	May 16, 2012 · Amount on Record
Prior Sale	Oct 5, 2010 · Amount on Record
Deed Book / Page	1041 / 2477
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Jul 19, 2022
Property Address	415 WEST ST, DOWAGIAC, MI 49047-1044
Document Number	001220/991
Book / Page	1220 / 991
Map Reference	LB 1 PG 11
Instrument Date	Jul 12, 2022
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	MICHIGAN TRUSTED TITLE AGENCY, MICHIGAN TRUSTED TITLE AGCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 WEST ST, DOWAGIAC, MI 49047-1044

Mortgage

Document Number	0012200993
Date	Jul 19, 2022
Instrument	1220-0993

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	67 Months
Due	Feb 1, 2028

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,000 (+10.9%)	$116,000 (+10.9%)
2025	$772.00 (-21.86%) Homeowner's exemption	$52,300 (+24.23%) Land $52,300	$104,600 (+24.23%) Land $104,600
2023		$42,100	$84,200
2022	$988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWAGIAC serves 6,350 people · EPA ID MI0001860
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20