405 West St, Dowagiac, MI 49047 Property Records

Cass County property record for 405 West St, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1940
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$1,500 (Jun 2025)
Tax Bill	$789 (2025)
Flood Zone	Zone X (minimal risk)
APN	`14-160-200-905-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-200-905-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	768 sqft Building Perimeter
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	8,712 sqft (0.2 acres)
Garage Area	240 sqft

Location & Zoning

Street Address	405 WEST ST
City	DOWAGIAC
State	MI
Zip	49047-1044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 2328 LOT 12 MARY E. WHITNEY'S ADD CITY OF DOWAGIAC.
Legal Subdivision	MARY E WHITNEYS ADD
Legal Lot Number	12
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	2
Census Block	2060
Census Tract	1901

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8400 WILDERNESS TRL NE, ADA, MI 49301-9791
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2025 · Amount on Record
Deed Sale	Jun 24, 2025 · Amount on Record
Prior Transfer Date	Jun 13, 2025
Prior Transfer Doc	01261/2149
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,300 (+8.98%)	$128,600 (+8.98%)
2025	$789.00 (-21.88%) Homeowner's exemption	$59,000 (+23.95%) Land $59,000	$118,000 (+23.95%) Land $118,000
2023		$47,600	$95,200
2022	$1,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWAGIAC serves 6,350 people · EPA ID MI0001860
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20