St. Johns County property record for 415 Wateroak St, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,584 sqft · built 2024 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $20,700 (Mar 2022) |
| Tax Bill | $4,345 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 183600-0065 |
| Primary APN | 183600-0065 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,038 sqft |
| Flooring | Carpet |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 56,192 sqft (1.29 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 415 WATEROAK ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-6A PT LYING E OF CRESCENT COVE UNIT 1 186.8FT X 300 FT OR5525/1564(Q/C) |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 32 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 21208 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3811 WESTOVER RD, FLEMING ISLAND, FL 32003-7111 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2022 · Amount on Record |
| Deed Sale | Mar 29, 2022 · Amount on Record |
| Deed Document Number | 202232842 |
| Deed Book / Page | 5525 / 1564 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 29, 2022 |
| Property Address | 415 WATEROAK ST, SAINT AUGUSTINE, FL 32086-7634 |
| Document Number | 0055251564 |
| Book / Page | 5525 / 1564 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 2022032842 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 408 MARSH POINT CIR, SAINT AUGUSTINE, FL 32080-5861 |
| Name | Verified Name |
|---|---|
| Address | 3811 WESTOVER RD, FLEMING ISLAND, FL 32003-7111 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $311,460 (+4.57%) Land $20,188 Building $291,272 | $311,460 (+4.57%) Land $20,188 Building $291,272 | |
| 2025 | $4,345.00 (+757%) | $297,852 (+1,375.39%) | $297,852 (+1,375.39%) Land $20,188 Building $277,664 |
| 2024 | $507.00 (+98.05%) | $20,188 (-) | $20,188 (-) Land $20,188 |
| 2023 | $256.00 (-69.45%) | $20,188 (-79.12%) | $20,188 (-79.12%) Land $20,188 |
| 2022 | $838.00 | $96,695 | $96,695 Land $96,695 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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