St. Johns County property record for 411 Wateroak St, Saint Augustine, FL 32086
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 6 bd · 3 ba · 2,932 sqft · built 2004 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $844,000 (Jan 2025) |
| Tax Bill | $8,874 (2025) |
| Deeds & Mortgages | Jan 2025 Sale Aug 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 183601-3015 |
| Primary APN | 183601-3015 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,932 sqft Living Area |
| Gross Area | 3,881 sqft |
| 1st Floor Area | 2,932 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Type | Attached |
| Garage Area | 508 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 234 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 442 sqft |
| Deck Area | Deck Area |
| Patio Area | 466 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 411 WATEROAK ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7634 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | OR |
| Legal Description | 13-55 56 CRESCENT COVE UNIT 1 LOT 15 BLK 3 OR6084/1312 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 32 |
| Legal Subdivision | CRESCENT COVE SUBDIVISION UNIT 1 |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 21208 |
411 Wateroak St, a residential property, is owned and occupied by two individuals who bought it in January 2025.
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 411 WATEROAK ST, SAINT AUGUSTINE, FL 32086-7634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 16, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 29, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 16, 2021 | Warranty Deed, Transfer LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2025 · Amount on File |
| Deed Sale | Jan 16, 2025 · Amount on File |
| Prior Sale | Apr 16, 2021 · Amount on File |
| Deed Document Number | 20253679 |
| Deed Book / Page | 6084 / 1312 |
| Prior Transfer Date | Dec 23, 2002 |
| Prior Transfer Doc | 0018720672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 16, 2025 |
| Property Address | 411 WATEROAK ST, SAINT AUGUSTINE, FL 32086-7634 |
| Document Number | 0060841312 |
| Book / Page | 6084 / 1312 |
| Map Reference | MB 13 PG 55&56 |
| Instrument Date | Jan 15, 2025 |
| Instrument | 2025003679 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $5,908.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2398 COMPASS POINTE SOUTH WYND NE, NORTHWEST, NC 28451-6443 |
| Name | Verified Name |
|---|---|
| Address | 411 WATEROAK ST, SAINT AUGUSTINE, FL 32086-7634 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 29, 2023 |
| Property Address | 411 WATEROAK ST, SAINT AUGUSTINE, FL 32086-7634 |
| Document Number | 0058170206 |
| Book / Page | 5817 / 206 |
| Map Reference | MB 13 PG 55&56 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 2023068536 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 411 WATEROAK ST, ST AUGUSTINE, FL 32086-7634 |
| Name | Verified Name |
|---|---|
| Address | 411 WATEROAK ST, ST AUGUSTINE, FL 32086-7634 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 16, 2021 |
| Property Address | 411 WATEROAK ST, SAINT AUGUSTINE, FL 32086-7634 |
| Document Number | 0052390804 |
| Book / Page | 5239 / 804 |
| Map Reference | MB 13 PG 55&56 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2021042496 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,277.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6325 21ST ST SW, VERO BEACH, FL 32968-9424 |
| Name | Verified Name |
|---|---|
| Address | 16 CHASE CMNS, YAPHANK, NY 11980-2005 |
The 2025 property tax bill for 411 Wateroak St was $8,874, up 11.5% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $710,162 (+5.55%) Land $85,600 Building $624,562 | $710,162 (+5.36%) Land $85,600 Building $624,562 | |
| 2025 | $8,874.00 (+11.5%) Homeowner's exemption | $672,850 (+2.9%) | $674,026 (+2.81%) Land $85,600 Building $588,426 |
| 2024 | $7,959.00 (+1.88%) Homeowner's exemption | $653,887 (+3%) | $655,595 (+3.27%) Land $85,600 Building $569,995 |
| 2023 | $7,812.00 (-7.93%) Homeowner's exemption | $634,842 (-1.52%) | $634,842 (-1.52%) Land $85,600 Building $549,242 |
| 2022 | $8,485.00 | $644,633 | $644,633 Land $94,080 Building $550,553 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 411 Wateroak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 411 Wateroak St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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