415 Walnut St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 415 Walnut St, Cedar Falls, IA 50613

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,944 sqft · built 1876
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on Record
Last Sale$383,000 (Nov 2022)
Tax Bill$6,774 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8914-12-302-011

Property Details

APN / Parcel Number

Primary APN8914-12-302-011

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,944 sqft Living Area
1st Floor Area959 sqft
Basement Area1,649 sqft
Unfinished Basement1,649 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1876
Effective Year BuiltEffective 1876
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions132 ft deep x 132 ft wide
Garage TypeDetached
Garage Area1,190 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area540 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address415 WALNUT ST
CityCEDAR FALLS
StateIA
Zip50613-2821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL PLAT CEDAR FALLS LOT 3 AND LOT 4 BLK 35
Legal Range14W
Legal Township89N
Legal Section12
Legal SubdivisionORIGINAL PLAT CEDAR FALLS
Legal Block35
Legal Lot Number3,4
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group5
Census Block5000
Census Tract2200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address415 WALNUT ST, CEDAR FALLS, IA 50613-2821
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2022 · Amount on Record
Deed SaleNov 2, 2022 · Amount on Record
Prior SaleNov 2, 2021 · Amount on Record
Deed Document Number20229494
Prior Transfer DateOct 24, 2019
Prior Transfer Doc2100004835
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateNov 2, 2021
Property Address415 WALNUT ST, CEDAR FALLS, IA 50613-2821
Document Number202200009494
Instrument DateOct 22, 2021
Instrument202200009494
Transaction TypeTransfer
Record UpdatedNov 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$612.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 800, NORTH LIBERTY, IA 52317-0800

Mortgage

Document Number202200009497
DateNov 2, 2021
Instrument202200009497
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateNov 5, 2028
Change FrequencyAnnually
Min Rate At Change4.87%
Max Rate At Change4.87%
Index1-Year CMT
Max Rate8.87%

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,774.00 (+6.61%) Homeowner's exemption$462,220 (+14.11%) Land $77,620 Building $384,600$462,220 (+14.11%) Land $77,620 Building $384,600
2024$6,354.00 (+9.1%)
2023$405,080 (+24.88%) Land $51,740 Building $353,340$405,080 (+24.88%) Land $51,740 Building $353,340
2022$5,824.00 Homeowner's exemption$324,380 Land $51,740 Building $272,640
2021$324,380 Land $51,740 Building $272,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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