403 Walnut St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 403 Walnut St, Cedar Falls, IA 50613

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 953 sqft · built 1890
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$63,500 (Jun 2019)
Tax Bill$1,562 (2025)
Deeds & MortgagesAug 2019 Mortgage
Jun 2019 Sale
Flood ZoneZone X (minimal risk)
APN8914-12-302-004

Property Details

APN / Parcel Number

Primary APN8914-12-302-004

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area953 sqft Living Area
1st Floor Area384 sqft
AtticAttic
Attic Area134 sqft
Basement Area384 sqft
Unfinished Basement384 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions66 ft deep x 66 ft wide
PorchSlab
Porch Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address403 WALNUT ST
CityCEDAR FALLS
StateIA
Zip50613-2821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL PLAT CEDAR FALLS E 1/2 LOT 1 BLK 35
Legal Range14W
Legal Township89N
Legal Section12
Legal SubdivisionORIGINAL PLAT CEDAR FALLS
Legal Block35
Legal Lot Number1
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group5
Census Block5000
Census Tract2200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address403 WALNUT ST, CEDAR FALLS, IA 50613-2821
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2019Deed of Trust, Mortgage · Balloon Mortgage
COMMUNITY HOME EXT
Jun 14, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2019 · Amount on Record
Deed SaleJun 14, 2019 · Amount on Record
Deed Document Number201918868
Prior Transfer DateOct 23, 2015
Prior Transfer Doc2016000085
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address403 WALNUT ST, CEDAR FALLS, IA 50613-2821
Transaction TypeMortgage
Record UpdatedSep 4, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000002359
DateAug 7, 2019
Instrument202000002359
Lender
NameCOMMUNITY HOME EXT
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term13 Months
DueSep 1, 2020

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJun 14, 2019
Property Address403 WALNUT ST, CEDAR FALLS, IA 50613-2821
Document Number201900018868
Instrument DateJun 6, 2019
Instrument201900018868
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 WALNUT ST, CEDAR FALLS, IA 50613-2821

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,562.00 (+11.89%) Homeowner's exemption$114,910 (+18.42%) Land $33,170 Building $81,740$114,910 (+18.42%) Land $33,170 Building $81,740
2024$1,396.00 (-0.71%)
2023$97,040 (+14.07%) Land $22,110 Building $74,930$97,040 (+14.07%) Land $22,110 Building $74,930
2022$1,406.00 Homeowner's exemption$85,070 Land $22,110 Building $62,960
2021$85,070 Land $22,110 Building $62,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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