415 W Main St, Grass Valley, CA 95945 Property Records

Nevada County property record for 415 W Main St, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 3,318 sqft · built 1890
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (Oct 2021)
Tax Bill	$8,281 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-335-006-000`

Property Details

APN / Parcel Number

Primary APN	`008-335-006-000`
Alternative APN	`08-335-06-000`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	3,318 sqft Living Area
1st Floor Area	1,429 sqft
2nd Floor Area	1,889 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1990
Architectural Style	Victorian
Lot Area	9,148 sqft (0.21 acres)
View / Lot	Average
Porch	Porch
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	08-335-06-000
Street Address	415 W MAIN ST
City	GRASS VALLEY
State	CA
Zip	95945-6403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTN LOT 4 BLK 17 GV
Legal Subdivision	GRASS VALLEY
Legal Block	17
Legal Lot Number	4
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1001
Census Tract	502

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 W MAIN ST, GRASS VALLEY, CA 95945-6403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 14, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Mar 25, 2014 · Amount on Record
Deed Document Number	202134265
Prior Transfer Date	Apr 29, 2005
Prior Transfer Doc	0000015913
Record Updated	Sep 20, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Oct 25, 2021
Property Address	415 W MAIN ST, GRASS VALLEY, CA 95945-6403
Document Number	0000034265
Instrument Date	Oct 14, 2021
Instrument	20210034265
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	11191 SILVER WILLOW LN, NEVADA CITY, CA 95959-9541

Mortgage

Document Number	0000034266
Date	Oct 25, 2021
Instrument	20210034266

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	415 W MAIN ST, GRASS VALLEY, CA 95945-6403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009488
Date	May 14, 2018
Instrument	20180009488

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 20, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	415 W MAIN ST, GRASS VALLEY, CA 95945-6403
Document Number	0000023488
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 W MAIN ST GRASS VALLEY CA 959456403, GRASS VALLEY, CA 95945-6403

Mortgage

Document Number	0000023488
Date	Oct 20, 2017
Instrument	23488

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Grass Valley City
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$782,300 (+1.99%) Land $176,000 Building $606,300
2025	$8,281.00 (+2.6%)	$767,040 (+2%) Land $172,584 Building $594,456
2023	$8,071.00 (-14.79%)	$752,000 Land $169,200 Building $582,800	$856,170
2022	$9,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1996–2012)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Dec 2012 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRASS VALLEY serves 4,947 people · EPA ID CA2910001
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Race Communications.

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