414 W Main St, Grass Valley, CA 95945 Property Records

Nevada County property record for 414 W Main St, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1920
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Feb 2022)
Tax Bill	$3,300 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-332-009-000`

Property Details

APN / Parcel Number

Primary APN	`008-332-009-000`
Alternative APN	`08-332-09-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Lot Area	3,920 sqft (0.09 acres)
Terrain	Above Road/Slope
View / Lot	Average
Porch	Porch
Patio Area	1,152 sqft

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	08-332-09-000
Street Address	414 W MAIN ST
City	GRASS VALLEY
State	CA
Zip	95945-6404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT C PTN D HENDERSON SUBD
Legal Subdivision	HENDERSON SUBD
Legal Block	11
Legal Lot Number	C
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1008
Census Tract	504

Owner

414 W Main St is owned and occupied by two individuals who bought it in February 2022.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	414 W MAIN ST, GRASS VALLEY, CA 95945-6404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Grant Deed, Transfer · Conventional Mortgage LADERA RANCH HOME LOANS INC
Jun 15, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 29, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2022 · Amount on File
Deed Sale	Feb 16, 2022 · Amount on File
Prior Sale	Nov 9, 2010 · Amount on File
Deed Document Number	20223797
Prior Transfer Date	Jun 13, 2018
Prior Transfer Doc	0000011953
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Feb 16, 2022
Property Address	414 W MAIN ST, GRASS VALLEY, CA 95945-6404
Document Number	0000003797
Instrument Date	Feb 10, 2022
Instrument	20220003797
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property

Mortgage

Document Number	0000003798
Date	Feb 16, 2022
Instrument	20220003798

Lender

Name	LADERA RANCH HOME LOANS INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Jun 15, 2018
Property Address	414 W MAIN ST, GRASS VALLEY, CA 95945-6404
Document Number	0000011953
Instrument Date	Jun 13, 2018
Instrument	20180011953
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	PALCER TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	157 JOERSCHKE DR, GRASS VALLEY, CA 95945-5249

Mortgage

Document Number	0000011954
Date	Jun 15, 2018
Instrument	20180011954

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Mar 29, 2017
Property Address	414 W MAIN ST, GRASS VALLEY, CA 95945-6404
Document Number	0000006738
Instrument Date	Mar 29, 2017
Instrument	6738
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	414 W MAIN ST GRASS VALLEY CA 959456404, GRASS VALLEY, CA 95945-6404

Tax Assessment & Valuation

The 2025 property tax bill for 414 W Main St was $3,300.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Grass Valley City
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,200 (+1.97%) Land $76,500 Building $229,700
2025	$3,300.00	$300,288 Land $75,072 Building $225,216
2023	$3,216.00 (+136.3%)	$294,400 Land $73,600 Building $220,800	$330,210
2022	$1,361.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 W Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRASS VALLEY serves 4,947 people · EPA ID CA2910001
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25

May also be available: AT&T, DigitalPath, GeoLinks, T-Mobile.

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